Product Manager - Growth
Kredivo Group
Senior Underwriting Analyst
Kredivo Group· Risk & Analytics
About this role
Kredivo is hiring a Senior Analyst - Risk Underwriting in Jakarta Office who help shape credit limit, approval and risk strategy for our consumer lending and paylater (BNPL) products. This position will report to the Underwriting Manager and will be accountable for optimising credit limits and approval thresholds while keeping portfolio risk within appetite.
In this role you will also be responsible for tracking key risk metrics such as FPD and DPD, and for designing and monitoring underwriting experiments, and supporting risk-based pricing and benchmarking our performance against the market using credit bureau data.
About the job:
- To optimise credit limits and approval thresholds as portfolio behaviour changes
- To track portfolio risk metrics such as FPDs, DPDs and vintages, and act early on deterioration
- To design, run and monitor underwriting and limit experiments (A/B, champion-challenger) and program revamps
- To support risk-based pricing decisions for our products
- To define and track risk appetite
- To work with Product, Data Science and other risk teams
About you:
- 3–5 years in credit risk, underwriting or risk analytics, ideally in consumer lending, BNPL, paylater or fintech
- Hands-on experience with credit limits, cut-offs, credit policy or underwriting rules, including running experiments
- Working knowledge of risk metrics (FPD, DPD, vintage) and risk-based pricing
- Strong SQL; Python is a plus
- Experience with credit bureau data is a plus
- Able to turn analysis into clear recommendations and own work end to end
If this sounds like you, we would love to hear from you!
#LI-AL1
Frequently Asked Questions
Is the salary disclosed for the Senior Underwriting Analyst position at Kredivo Group?
The salary for this Senior Underwriting Analyst role at Kredivo Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Senior Underwriting Analyst position at Kredivo Group located?
This Senior Underwriting Analyst role at Kredivo Group is based in Jakarta, ID. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Senior Underwriting Analyst role at Kredivo Group full-time or part-time?
This is listed as a FULL TIME position. It is posted as a Senior Underwriting Analyst role in the Risk & Analytics department at Kredivo Group.
Which team or department does the Senior Underwriting Analyst at Kredivo Group belong to?
This Senior Underwriting Analyst position is part of the Risk & Analytics department at Kredivo Group. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Senior Underwriting Analyst position at Kredivo Group?
Click the "Apply Now" button on this page. You will be redirected to Kredivo Group's official application portal hosted on breezy where you can submit your application directly.
When was the Senior Underwriting Analyst job at Kredivo Group posted?
This Senior Underwriting Analyst position at Kredivo Group was posted on Oct 13, 2026. Apply as soon as possible — early applications are often reviewed first.
Senior Underwriting Analyst
Kredivo Group
You'll be redirected to Kredivo Group's official application page on breezy.