Team Lead: MIS & Reporting

The Team Lead: MIS & Reporting is responsible for leading the Credit Risk Management Information Systems (MIS) and reporting function by delivering accurate, timely, and insightful credit portfolio reports that support strategic decision-making. The role ensures data integrity, regulatory and management reporting, performance monitoring, and the continuous enhancement of reporting processes to strengthen the Bank's credit risk management framework.

Job Description

1. Review and Maintaining Portfolio Quality.
2. Preparation of bank end of month portfolio position i.e utilization report and its associated reports.
3. Preparation and uploading of credit portfolio to CRB databank.
4. Preparation and/or generation and submission of IFRS9 data reports every month end.
5. Handling and provision of information to Internal and External Auditors and BOT examiners when audit and examination is performed.
6. Preparation of various reports internal reports for Management, Group, and Board of Directors, and external reports Regulators and other stakeholders.
7. Data reconciliation of loan listing and reconciliation of ECL model and Trial Balance.
8. Preparation and processing of write off files in accordance with BOT regulations.
9. Preparation of Portfolio Plan and Sectorial Concentration.
10. Classification of credit provisions in accordance with BOT regulation, credit policy and IFRS9 requirements to avoid misclassification and under provision.
11. Timely reconciliation of GL, TB, timely preparation of reports, classification and bot provision to avoid reputation risk and loss to the organization.

Principal Accountabilities

1. Assisting in the implementation of the credit procedures by maintaining tight control over all aspects of credit transactions and governance.
2. Actioning all identified credit control events and defaults to reduce rate of non–performing loans.
3. Preparation of internal, group and regulatory reports timely to avoid misclassification and regulatory penalties.
4. Preparation and uploading CRB data to the BOT data bank before due date of 10th of every month.
5. Generation of Accounts excess reports, sharing and follow up with business for regularization.
6. Adherence to Procedures and processes as laid down in the credit policy and procedure manuals.
7. Handling and provision of information to Internal and External Auditors and BOT examiners when audit and examination is performed/undertaken.
8. Preparation of various reports for internal and external uses for Management, Group, Board of Directors, Regulators and other stakeholders.
9. Collection and Recovery reports including collectors scorecards.
10. Preparation of Governance meeting packs as directed by the Credit policy.
11. Any other duties as assigned by the supervisor.

1. Degree majoring in Banking, Finance, Economics, Business Administration, Accounting and any other related discipline.
2. Minimum of four (4) years' experience in a similar or related role.
3. Core Banking Systems (CBS) including Flexcube
4. Advanced Excel Skills
5. Data Analysis and Quality management