Senior Decision Scientist
instructure
Senior Decision Scientist
Lovey· Credit and Risk
About this role
Role: Senior Decision Scientist (Lending)
Location: Central Birmingham - Office Based
Salary: Up to £80,000 - Depending on experience
About Lovey
Lovey is a fast-growing fintech helping UK businesses access the funding they need to grow. Since 2016, we’ve supported thousands of companies through smarter, faster, and more transparent lending.
We’re proud to be a Top 15 fastest-growing finance company, a Great Place to Work, and to hold a 4.9 Trustpilot rating, driven by our focus on innovation, trust, and real customer impact.
The Role
We’re looking for a Senior Decision Scientist to lead the development of cutting-edge credit decisioning models across SME lending.
You’ll own the end-to-end model lifecycle, from problem framing through to deployment and monitoring, while working at the intersection of data, risk, and product to shape the future of our lending strategy.
What You’ll Do as Senior Decision Scientist
- Build and deploy ML and statistical models for credit risk, affordability, and pricing
- Own the full model lifecycle (data, features, modelling, validation, deployment, monitoring)
- Develop monitoring frameworks and performance dashboards
- Drive innovation through new data sources, challenger models, and experimentation (A/B testing)
- Translate complex models into clear, actionable business insights
Requirements:
- Strong experience in machine learning within lending (SME essential)
- Proficiency in Python & SQL
- Proven end-to-end model development experience
- Background in fintech and automated decisioning environments
- Solid understanding of UK credit risk & regulation
- Ability to communicate effectively with both technical and business stakeholders
- Consumer lending experience
- Experience with model governance & monitoring frameworks
- Strong commercial mindset and ownership attitude
Why Join Lovey?
- Be part of a high-growth fintech shaping the future of SME lending
- Work on high-impact models used in real underwriting decisions
- Collaborate with a talented, cross-functional team
- Join a company that truly values innovation, trust, and people
Please note: All applications will be reviewed week commencing 20th July.
Frequently Asked Questions
Is the salary disclosed for the Senior Decision Scientist position at Lovey?
The salary for this Senior Decision Scientist role at Lovey is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Senior Decision Scientist position at Lovey located?
This Senior Decision Scientist role at Lovey is based in Birmingham, England, United Kingdom. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Senior Decision Scientist role at Lovey full-time or part-time?
This is listed as a Full time position. It is posted as a Senior Decision Scientist role in the Credit and Risk department at Lovey.
Which team or department does the Senior Decision Scientist at Lovey belong to?
This Senior Decision Scientist position is part of the Credit and Risk department at Lovey. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Senior Decision Scientist position at Lovey?
Click the "Apply Now" button on this page. You will be redirected to Lovey's official application portal hosted on workable where you can submit your application directly.
When was the Senior Decision Scientist job at Lovey posted?
This Senior Decision Scientist position at Lovey was posted on Jul 7, 2026. Apply as soon as possible — early applications are often reviewed first.
Senior Decision Scientist
Lovey
You'll be redirected to Lovey's official application page on workable.