Risk Analyst Junior/Junior+

platacard· HQ
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📍 Colombia, Mexico

About this role

About the role

We currently have several Analyst openings across our Risk teams in Mexico and Colombia, specifically within Retail Credit Risk.

You will join one of these teams and use data to solve real business problems, improve risk strategies and processes, and support better decision-making across our credit products.

Previous risk experience is not required — we value strong mathematical and analytical thinking, solid SQL and Python skills, and the ability to quickly understand and solve complex problems.

 

Challenges that await you:

  • Analyze credit funnels, portfolio performance and key risk indicators to identify trends, risks, friction points, and opportunities
  • Develop and maintain analytical datasets, reports, dashboards, and BI solutions to support business and risk decision-making
  • Help design and optimize credit decision strategies, evaluating their impact on approval rates, portfolio quality, recovery, and customer behavior
  • Analyze the profitability, NPV, and unit economics of credit products and identify the key parameters driving their performance
  • Prototype, evaluate, and monitor analytical and machine learning models, including testing hypotheses and assessing model performance
  • Work closely with Risk, Product, Data, Data Engineering, and business teams to turn data analysis into practical decisions, tests, and new processes

What makes you a great fit:

  • Completed education: Mathematics, physics, engineering, economics, computer science, or another strong quantitative field
  • Strong knowledge of SQL and Python; experience with data analysis libraries and machine learning tools is a plus
  • Good mathematical intuition and a solid understanding of probability and statistics
  • Ability to solve unfamiliar, non-trivial problems and quickly find logical, data-driven solutions
  • Analytical mindset: curiosity, attention to detail, willingness to learn, and the ability to clearly explain your conclusions
  • B1 or higher English level for effective communication with an international team

Nice to have:

  • Up to 2 years of experience in analytics
  • Experience in risk analytics
  • Understanding of machine learning concepts and approaches
  • Experience with BI tools (e.g., Tableau, Superset)

Our ways of working:

  • Innovative Spirit: a commitment to creativity and groundbreaking solutions
  • Honest Feedback: valuing open, transparent communication
  • Supportive Team: a strong, collaborative community
  • Celebrating Achievements: recognizing our wins together
  • High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

  • Relocation support to Colombia and Mexico with assistance for the employee and their family
  • Flexible work: hybrid or full-time from our offices
  • Healthcare Coverage
  • Education Budget: Language lessons, professional training and certifications
  • Wellness Budget: Mental health and fitness activity reimbursements
  • Vacation policy: 20 days of annual leave and paid sick leave

 

Frequently Asked Questions

Is the salary disclosed for the Risk Analyst Junior/Junior+ position at platacard?
The salary for this Risk Analyst Junior/Junior+ role at platacard is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Risk Analyst Junior/Junior+ position at platacard located?
This Risk Analyst Junior/Junior+ role at platacard is based in Colombia, Mexico. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Risk Analyst Junior/Junior+ at platacard belong to?
This Risk Analyst Junior/Junior+ position is part of the HQ department at platacard. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Risk Analyst Junior/Junior+ position at platacard?
Click the "Apply Now" button on this page. You will be redirected to platacard's official application portal hosted on greenhouse where you can submit your application directly.
When was the Risk Analyst Junior/Junior+ job at platacard posted?
This Risk Analyst Junior/Junior+ position at platacard was posted on Sep 2, 2026. Apply as soon as possible — early applications are often reviewed first.
Risk Analyst Junior/Junior+
platacard
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