Credit Development Analyst

Accelerate your career. Join the organization that's driving the world's technology and shape the future. 

Ingram Micro is a leading technology company for the global information technology ecosystem. With the ability to reach nearly 90% of the global population, we play a vital role in the worldwide IT sales channel, bringing products and services from technology manufacturers and cloud providers to business-to-business technology experts. Our market reach, diverse solutions and services portfolio, and digital platform Ingram Micro Xvantage™ set us apart. Learn more at www.ingrammicro.com

Come join our team where you’ll make technology happen in surprising ways. Let’s shape tomorrow - it’ll be a fun journey!

At Ingram Micro, you'll help drive business growth by evaluating credit risk, supporting customer success, and partnering with sales teams to make informed financial decisions.

What You'll Do

Analyze customer financial information, credit reports, and payment history

Evaluate and recommend credit limits and terms

Manage a portfolio of customer accounts and monitor risk exposure

Partner with Sales to support growth while minimizing risk

Resolve account, billing, and credit-related issues

Review portfolio performance and recommend process improvements

Maintain compliance with company policies and controls

Build strong relationships with customers and internal stakeholders

Required Qualifications

Associate degree and 5+ years of experience in credit, finance, accounting, banking, risk management, or a related field; OR

High school diploma and 8+ years of relevant experience, including 4+ years in credit analysis, financial analysis, banking, collections, or risk management

Experience evaluating financial information and making credit decisions

Strong analytical, problem-solving, and communication skills

Proficiency with Microsoft Excel and business systems

Ability to manage multiple priorities in a fast-paced environment

Preferred Qualifications

Bachelor's degree in Finance, Accounting, Business, Economics, or a related field

Experience with commercial credit, lending, underwriting, or financial analysis

Knowledge of accounts receivable and collections processes

Experience in a B2B, financial services, distribution, or technology environment

Experience with ERP, CRM, or credit management systems

Process improvement and data analysis experience

Why Join Us?

Hybrid work environment

Career growth and development opportunities

Collaborative and inclusive culture

Opportunity to make a direct impact on business success

Exposure to global teams and industry-leading technology solutions

Let's shape tomorrow.

The ranges above reflect the potential annual base pay across the U.S. for all roles; the applicable base pay range will depend on the candidate’s primary work location, pay grade, and variable compensation plan. Individual base pay within each range depends on various factors, in addition to primary work location, such as complexity and responsibility of role, job duties/requirements, and relevant experience and skills. Base pay ranges are reviewed and typically updated each year. Offers are made within the base pay range applicable at the time of hire. New hires starting base pay generally falls in the bottom half (between the minimum and midpoint) of a pay range.

At Ingram Micro certain roles are eligible for additional rewards, including merit increases, annual bonus or sales incentives and long-term incentives. These awards are allocated based on position level and individual performance. U.S.-based employees have access to healthcare benefits, paid time off, parental leave, a 401(k) plan and company match, short-term and long-term disability coverage, basic life insurance, and wellbeing benefits, among others.

This is not a complete listing of the job duties.  It’s a representation of the things you will be doing, and you may not perform all these duties.

Please be prepared to pass a drug test and successfully pass a pre-employment (post offer) background check.

Ingram Micro Inc. is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran status, or any other protected category under applicable law.