Cluster Manager - Operations and Service
Bajaj Finance
| Job Purpose | Plan and lead management of project lifecycle for changes in processes and systems owing to scope for FPC process improvements, new product introductions, and regulatory changes; Ensure focus on AOP and critical FPC projects to deliver as per expectations and timelines and ensure consistency of charges across all customer collaterals & system. Additionally, close watch on control & timely Audit of all FPC parameters which includes PPG, Fees, Charges, Collaterals & Systems. |
| Duties and Responsibilities | Serve as a Single Point of Contact setting up the FPC processes across 34 businesses, Ensure adherence on non-negotiable processes - Engage in any new, existing product & processes from FPC standpoint of view, suggest changes as & when required - Design & execute IT built to control FPC processes - Create FPC culture in all 34 businesses – design R&R, Knowledge series, testimonials, etc - Responsible for Audit & control of product programs - Work closely with multiple internal clients & external partners to understand and contribute to improving the processes and their Fees & Charges - Continuously assess competition activities and do interventions to achieve our FPC goals - Create training content & liaisoning with the school of operations to execute for end users (Product & COE teams) - Conduct regular and detailed reviews with business teams to understand their processes and devise solutions to business from FPC standpoint of view - Proficient at analyzing process trends to provide critical inputs & formulating alerts for seniors. - Proficient in managing and leading teams for running successful process operations and experience of implementing procedures & service standards for business excellence. - Excellent people management skills with abilities in formulating & implementing tactical initiatives to achieve corporate strategic goals. ? Audit Trail Document - Business-wise control on the content of Audit trail document - RCA on cases where Audit trail has not been generated ? Collateral management - Manage customer-facing collaterals (App form, sanction cum agreement & welcome letter) – Modification, addition & deletion without disturbing business. - Ensure all available fields of collaterals should be dynamic to avoid a mismatch on charges levied & charges available on collaterals ? Team development - Participate in the recruitment process to identify the right talent for various positions within the team - Determine individual training needs and development plans to build expertise and enhance skills in the team - Conduct product and process-related training. - Establish individual performance expectations and regularly review the individual performance of the team - Identify and create development opportunities for team members to enhance functional & business knowledge related to Charges maintenance & it’s business relevance - Set objectives, conduct reviews, and close appraisal processes for the team as per timelines |
| Key Decisions / Dimensions | Recommendations on the improvements of Charges maintenance processes Decision on communication of relevant charges to customers through different collaterals |
| Major Challenges | Ensuring no mismatch of charges in PPG vs Collaterals vs LMS Engagement with multiple stakeholders to drive processes |
| Required Qualifications and Experience | a) Qualifications b) Graduation / Post graduations c) Work Experience ? Minimum 5 years of experience in financial industry ? Strong lending domain and process understanding ? Strong stakeholder management skills d) Understanding of lending systems (LMS, CRM, Salesforce , Montran, PLF etc. basis the role) |
You'll be redirected to Bajaj Finance's official application page on peoplestrong.