Card Reconciliation Officer
Renmoney
Card Reconciliation Officer
tradequo· Finance
About this role
Position: Card Reconciliation Officer
Reporting to: Finance Department | Reconciliation Officer
Type: Full time
Working Arrangement: Onsite | Standard Office Hours
Company Overview:
We are forward-thinking fintech company specializing in innovative trading solutions and financial products. With a dynamic platform and a tech-savvy team that works seamlessly across time zones, we strive to provide cutting-edge services to traders worldwide.
About the Role:
We are looking for a detail-oriented Card Reconciliation Officer to ensure the accuracy of card transaction settlements through daily reconciliation, discrepancy investigation and reporting. You will work closely with internal teams to maintain operational efficiency, compliance and financial integrity.
Key Responsibilities:
1.Daily Transaction Verification & Reconciliation
- Perform daily end to end reconciliation of card settlements across internal accounting systems
- Match internal transactional ledgers against external data feeds, including bank statements
- Audit and verify the completeness of payment processing fee structure
- Conduct daily end of day balances to verify that all card collections and distributions match the company’s internal ledger accounts
2.Discrepancy Investigation & Exception Management
- Monitor, isolate and investigate the duplicate settlements, missing transactions or processing errors
- Coordinate directly with relevant parties and internal teams to resolve settlement discrepancy
- Review chargebacks, reversals, and disputed card transactions according to Mastercard and scheme rules
3.Risk Mitigation & Control Support
- Identify and escalate the repeating settlement failures or operational anomalies that may indicate liquidity or counterparty risks
- Monitor transaction patterns for unusual activities or payment source mismatches, escalating potential compliance or regulatory flags to the Risk and Anti-Money Laundering (AML) teams
- Ensure strict adherence to internal controls, segregation of duties, and industry compliance standards (e.g PCI-DSS)
4.Reporting & Process Improvement
- Prepare daily, weekly, and monthly reconciliation status reports for senior management, detailing outstanding exceptions and aging items
- Analyze reconciliation workflows to identify operational risks and recommend automated solutions to streamline high-volume transaction matching
Requirements:
- Education: Bachelor’s degree in finance, Accounting, Banking or a related quantitative field
- Experience: 2 – 4 years of experience in financial reconciliation, back-office operations or banking card processing, fintech, cryptocurrency, forex exchange or electronic payments experience preferred
Technical Skills:
- Advanced proficiency in MS Excel (VLOOKUP, Pivot Tables, data manipulation)
- Familiarity with card network structures (Visa, Mastercard) and transaction routing
- Experience with automated reconciliation software, core banking systems or ERP systems is highly preferred
Core Competencies:
- Exceptional attention to detail and analytical skills for spotting minute discrepancies in massive data sets
- Strong communication skills to effectively articulate and resolve technical financial issues with external banking partners
- A proactive mindset with a strong sense of ownership over financial integrity and risk control
Frequently Asked Questions
Is the salary disclosed for the Card Reconciliation Officer position at tradequo?
The salary for this Card Reconciliation Officer role at tradequo is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Card Reconciliation Officer position at tradequo located?
This Card Reconciliation Officer role at tradequo is based in Kuala Lumpur, Malaysia. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Card Reconciliation Officer role at tradequo full-time or part-time?
This is listed as a Full Time position. It is posted as a Card Reconciliation Officer role in the Finance department at tradequo.
Which team or department does the Card Reconciliation Officer at tradequo belong to?
This Card Reconciliation Officer position is part of the Finance department at tradequo. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Card Reconciliation Officer position at tradequo?
Click the "Apply Now" button on this page. You will be redirected to tradequo's official application portal hosted on bamboohr where you can submit your application directly.
When was the Card Reconciliation Officer job at tradequo posted?
This Card Reconciliation Officer position at tradequo was posted on Jul 29, 2026. Apply as soon as possible — early applications are often reviewed first.
Card Reconciliation Officer
tradequo
You'll be redirected to tradequo's official application page on bamboohr.