TSI - Patiala
Aditya Birla Group
Vertical Head - Product Risk
About this role
Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD |
Business | Financial Services | ||
Unit | Aditya Birla Capital Limited | ||
Location | Mumbai | ||
Poornata Position Number of the job | Reports to: Poornata Position Number | ||
Poornata Position Title of the job | Lead Product Risk | Reports to: Poornata Position Title | Head- Enterprise Risk & Policy |
Function | Risk Management | Reports to: Function | Risk Management |
Department | Risk Management | Reports to: Department | Risk Management |
Date of writing/ Updating of JD | 24 June 2025 | ||
1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) |
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2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. | ||
Business Workforce Number | 6900 | |
Unit Workforce Number | 6900 | |
Function Workforce Number | 310 | |
Department Workforce Number | 120-130 | |
Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter | Credit Risk management Policies for 4 verticals of ABCL Risk review Notes for credit proposals CC2, CC3, CC4 Risk Appetite Monitoring / Portfolio Management for 4 verticals of ABCL Oversight of enterprise risk policy framework for LOBs Industry / sectoral risk assessment General risk management activities including managing of Audits (Supervisory and internal) | |
3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section |
Organizational Context Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 60,000 employees, the businesses of ABCL have a nationwide reach with over 1,623 branches and more than 200,000 agents/channel partners along with several bank partners. ABCL and its subsidiaries/JVs manage aggregate assets under management of over Rs. 5.11 Lakh Crore with a consolidated lending book of over Rs 1.57 Lakh Crore as of March 31, 2025. Job Context Key objectives:
Challenges:
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4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas) | |
Key Result Areas | Supporting Actions |
| Work in close coordination with Business and Credit teams for managing the Policy framework for Credit Risk management and for individual business segments Infra, Mid-Market, Capital Markets |
| Continuous engagement with Business teams and Credit teams for risk assessment of Credit sanctions |
| Conducting Portfolio monitoring and identifying potential risks indicators including early warning signals and highlighting the same to credit and business teams for follow up remedial actions Implement / Supplement the existing business practices in the Risk Management domain to benchmark with the best business practices |
5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) |
6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives | ||
Relationship Type | Frequency | Nature |
Internal |
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| Working closely with stakeholders for effective risk recommendation and Portfolio Management of each assigned business like Infra, Mid Market, CME, etc. Coordinating with stakeholders across ABCL and LOBs to value add on Credit Risk function |
7) Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. |
SIGN-OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. | ||
Job Holder | Reports to – Manager | |
Name | Aditya Bali | |
Date of Entry / Approval | ||
Frequently Asked Questions
Is the salary disclosed for the Vertical Head - Product Risk position at Aditya Birla Group?
The salary for this Vertical Head - Product Risk role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Vertical Head - Product Risk position at Aditya Birla Group located?
This Vertical Head - Product Risk role at Aditya Birla Group is based in OneIndiaBullsCen Mumbai, Maharashtra, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the Vertical Head - Product Risk position at Aditya Birla Group?
Click the "Apply Now" button on this page. You will be redirected to Aditya Birla Group's official application portal hosted on peoplestrong where you can submit your application directly.
When was the Vertical Head - Product Risk job at Aditya Birla Group posted?
This Vertical Head - Product Risk position at Aditya Birla Group was posted on Aug 31, 2026. Apply as soon as possible — early applications are often reviewed first.
Vertical Head - Product Risk
Aditya Birla Group
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