Technical Manager - Nagpur

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📍 Nagpur, Maharashtra, India
Credit Technical Under Writing Evaluation

About this role

 

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD  

 

 

Business

Financial services

Unit

Aditya Birla Finance Ltd

Location

 

Poornata Position Number of the job 

 

Reports to: Poornata Position Number

 

Poornata Position Title of the job 

Technical Manager

Reports to: Poornata Position Title

Regional Technical Manager

Function

ABFL- Risk

Reports to: Function 

Head- Risk- Retail

Department

Technical

Reports to: Department 

Risk

Date of writing/ Updation of JD

 

 

 

 

                                   

 

 

                                                 


 

1)  Job Purpose: Write the purpose for which the job exists (in 2-3 lines)  

To contribute to mortgage risk management by ensuring that properties held as security for mortgages, home loans and construction Finance are marketable and identifying and evaluating associated risks, to prepare and monitor the MIS for capturing the behavior of the portfolio and the quality of security and to effectively monitor the technical vendors to ensure that the quality of technical reports and TATs are adhered to. 

 

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.  

Business Workforce Number  

 

Unit Workforce Number  

 

Function Workforce Number  

14

Department Workforce Number  

 

Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

 

 

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section 

This role is an integral part of the Risk & compliance & is responsible for carrying out due diligence for the underlying security i.e. Real Estate Property and ensure that all information required to take a credit decision w.r.t. real estate property be provided to higher management. He is also responsible for maintaining TAT. The key aspect of due diligence is that underlying security i.e. real estate properties are compliant with local statutory norms & regulations & falls under acceptable norms as per ABFL as well as RBI. The role holder is also responsible for providing and keeping updates about changes happening in statutory rules & regulations related real estate properties, real estate property rate movements, demand-supply analysis, impacts of economic changes on real estate property etc. In all he/she has to provide inputs related to real estate property to higher management which will help them in decision making to improvise TATs of the overall sanction process.

 

The major challenges to this profile include

  • Self updation on economic / sectoral changes in the economy
  • Customer Satisfaction: Internal as well as external customer satisfaction.
  • Vendor Management: Seamless co-ordination with external entities.

 

 

 

 

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

Key Result Areas  

Supporting Actions

Policy & Process

  • Preparing & review City Specific Process notes which can cater city specific deviations & mitigants for the same.
  • Inputs for updating technical policy, Vendor management Policy, Audit policy

Vendor Management

  • Vendor Empanelment for respective locations
  • Periodical review of the vendors for respective zones.
  • Monitoring TAT
  • Resolving valuation specific queries from respective locations.

Carry out technical evaluations of property to be held as security against mortgages / LAPs and home loans

 

  • Oversee the real estate valuation process for ABFL, to be carried out through external technical agencies as well as an in-house technical team
  • Identify projects for which home loans may be approved on an expedited basis, so as to reduce the turn-around-time of home loans
  • Develop and oversee the upkeep of a technical MIS and supervise technical activities across locations
  • Coordinate with valuation agencies to purchase valuation reports; carry out checks and validations of these reports and incorporate them into the technical database
  • Ensure compliance with technical norms (both internal and regulatory) in line with organizational policies
  • Appraise senior management of any amendments in development control regulations affecting the real estate sector, and their effects on business

Audit & Hind sighting

  • Carrying out periodical audits of vendors for respective locations
  • Carrying out monthly audit for sampled valuations, lease rentals for respective locations.

Oversee the development and upkeep of an MIS for technical information

To prepare regular MIS for areas under risk management and give presentation to various stakeholders

  • Develop an MIS system to track TAT, price trends, valuer allocation %, collateral score data.
  • Prepare MIS reports and trend charts on portfolio progress/variances/defaults for all the loans during their credit life cycle and present them to the team leader.

 

 

 

5)  Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) 

NA

 

6)      Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives

Relationship Type 

Frequency 

Nature 

Internal

 

 

 

 

  1. Zonal Technical
  2. Head Technical

 

  1. National Risk Head (Mortgages / HFC / CF)

 

  1. Regional Credit Manager (Mortgages/HFC/CF)

 

 

 

 

Daily

Weekly

      

Need based

 

 

Daily

 

 

 

  1. MIS, intimation in cases requiring management intervention
  2. Recommendations on loans, ongoing portfolio/client reviews, documentation audits
  3. MIS, intimation on major shortfall/skips/defaults in portfolios 

 

External

 

 

 

  1. Clients

 

  1. External Vendors
  2. Regulatory authorities

 

 

 

Need based

 

Daily / Weekly

Need Based

 

  1. Documentation, intimation in case of shortfall
  2. Real Estate property issues, valuation issues, audit etc.
  3. Document verification, changes in statutory norms 

 

7) Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. 

 

 

 

SIGN-OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. 

 

Job Holder

Reports to – Manager 

Name

 

 

Date of Entry / Approval

 

 

 

 

Frequently Asked Questions

Is the salary disclosed for the Technical Manager - Nagpur position at Aditya Birla Group?
The salary for this Technical Manager - Nagpur role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Technical Manager - Nagpur position at Aditya Birla Group located?
This Technical Manager - Nagpur role at Aditya Birla Group is based in Nagpur, Maharashtra, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the Technical Manager - Nagpur position at Aditya Birla Group?
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When was the Technical Manager - Nagpur job at Aditya Birla Group posted?
This Technical Manager - Nagpur position at Aditya Birla Group was posted on Jun 16, 2026. Apply as soon as possible — early applications are often reviewed first.
Technical Manager - Nagpur
Aditya Birla Group
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