Sr. Director, Credit Risk Analytics

Your role in our mission As the first peer to peer lending marketplace in the United States, Prosper has a history of innovation.  As a growing company that is profitable and generates cash (rare in the Valley), Prosper also has a history of generating results.  The Senior Director, Credit Risk Analytics is a pivotal leadership role responsible for credit underwriting, pricing, verification strategies, and the overall credit performance of our Personal Loan business. In this role, you will review, analyze, and elevate our credit, pricing, and verification strategies by leveraging ML/AI models and data to drive profitable growth and attractive investor returns. You will own the entire lifecycle of credit risk management. Because this touches every part of our business, you must be a strong collaborator who can work seamlessly across Capital Markets, Product, Engineering, Legal, Compliance, Operations, and Marketing. The ideal candidate brings deep consumer lending expertise but remains endlessly curious. You will be a hands-on leader who guides the team in developing automated decisioning strategies, owning the end-to-end process to support profitable growth while effectively managing credit and fraud losses. We are looking for a passionate business and people leader with the acumen and domain expertise to tackle challenges in truly innovative ways, ensuring we continually deliver on our mission of advancing financial well-being.