Senior Underwriter - S&S Small Business Excess

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and   problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: www.cfins.com

Job Description

Our Surplus & Specialty Lines (S&S) Division develops customized coverage solutions for complex exposures, difficult-to-insure risks and niche segments of the market. S&S has over 850 employees (including more than 250 based in India), 10+ locations in the United States and 2 locations in India. Our product reach includes Sharing Economy, Environmental, Energy, Transportation, Construction, Excess & Umbrella, Primary Special Risk, Security, and other industry segments. S&S is the second largest division within C&F at over $1.5 billion in annual gross written premium.

Summary

Responsible for review and analysis of underwriting data to build and maintain a profitable book of Excess business under direct supervision within the Small Business Team Continues training and educational activities to build underwriting knowledge base.  Manages wholesale broker relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals.

Minimum

Duties & Responsibilities

• Works with manager/mentor to meet profitability, retention, and written premium goals determined by the department.
• Builds skills to make independent underwriting decisions and maintain proper file documentation.
• Works within assigned letter of authority.
• Develops knowledge of department products and services.
• Gain analytical and strategic decision making skills by working closely with mentor.
• Participates in training and initiatives to develop knowledge base.
• May participate in projects.
• Effectively displays ability to build and foster agency relationships through marketing activities.
• Manages assigned territory, agents and accounts.
• Travel required.  Expected to be less than 20%.
• Other duties as assigned.

Recommended Education & Skill Requirements 

·         Bachelor's degree or equivalent and 6+ years of underwriting experience or equivalent training program preferred.

·         Pursuing or having insurance industry designations such as  AINS, CPCU, CRIS, etc. a plus.

·         Possesses strong communication and analytical skills to pursue new business and manage a renewal book.

·         Proficient in software needed to succeed in department.

·         Strong organizational and time management skills.

What C&F will bring to you

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $67,900 to a maximum of $127,600. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package. 
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

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Responsibilities

Our Surplus & Specialty Lines (S&S) Division develops customized coverage solutions for complex exposures, difficult-to-insure risks and niche segments of the market. S&S has over 850 employees (including more than 250 based in India), 10+ locations in the United States and 2 locations in India. Our product reach includes Sharing Economy, Environmental, Energy, Transportation, Construction, Excess & Umbrella, Primary Special Risk, Security, and other industry segments. S&S is the second largest division within C&F at over $1.5 billion in annual gross written premium.
 
Summary

Responsible for review and analysis of underwriting data to build and maintain a profitable book of Excess business under direct supervision within the Small Business Team Continues training and educational activities to build underwriting knowledge base.  Manages wholesale broker relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals.
 

Minimum
Duties & Responsibilities

- Works with manager/mentor to meet profitability, retention, and written premium goals determined by the department.
- Builds skills to make independent underwriting decisions and maintain proper file documentation.
- Works within assigned letter of authority.
- Develops knowledge of department products and services.
- Gain analytical and strategic decision making skills by working closely with mentor.
- Participates in training and initiatives to develop knowledge base.
- May participate in projects.
- Effectively displays ability to build and foster agency relationships through marketing activities.
- Manages assigned territory, agents and accounts.
- Travel required.  Expected to be less than 20%.
- Other duties as assigned.

Recommended Education & Skill Requirements 

·         Bachelor's degree or equivalent and 6+ years of underwriting experience or equivalent training program preferred.
·         Pursuing or having insurance industry designations such as  AINS, CPCU, CRIS, etc. a plus.
·         Possesses strong communication and analytical skills to pursue new business and manage a renewal book.
·         Proficient in software needed to succeed in department.
·         Strong organizational and time management skills.