Senior Accountant

The Senior Accountant is responsible for supporting accurate and timely financial reporting across the company’s 4 core legal entities and key jurisdictions — United States, United Kingdom, Nigeria and Canada.

The role manages key accounting activities including month-end close, general ledger accounting, reconciliations, financial reporting, intercompany accounting, revenue and cost recognition, tax support, audit preparation and financial controls within a cross-border fintech operating across multiple currencies, banking relationships, payment providers and payment corridors.

The Senior Accountant is expected to maintain high-quality financial records, investigate and resolve accounting discrepancies, prepare management and statutory reporting schedules, and work closely with Finance, Treasury, Operations, Engineering, Data and external advisers. The role reports to the Head of Finance. Pasted markdown

Key Responsibilities

1. Financial Reporting, Accounting & Month-End Close

• Oversee and execute monthly, quarterly and annual financial close activities across the company’s core entities.
• Prepare monthly financial statements and management accounts covering revenue, cost of sales, gross profit, operating expenses, assets, liabilities and cash flow.
• Maintain accurate general-ledger records across the relevant legal entities.
• Prepare and post month-end journals, including accruals, prepayments, depreciation, reclassifications and other closing adjustments.
• Perform monthly balance-sheet reconciliations and ensure material reconciling items are resolved promptly.
• Review and maintain supporting schedules for significant balance-sheet and P&L accounts.
• Support entity-level and consolidated financial reporting.
• Ensure accounting entries are appropriately supported and classified.
• Maintain accounting schedules required for month-end and year-end reporting.
• Support continuous improvement of the month-end close process. Pasted markdown

2. Bank, Wallet, Provider & Intercompany Reconciliations

• Perform and review reconciliations across bank accounts, wallets, payment processors, settlement accounts and general-ledger balances.
• Reconcile customer deposits, withdrawals and related transaction balances to source data.
• Investigate unmatched transactions, reconciliation breaks and accounting discrepancies.
• Prepare bank reconciliation reports and follow up on outstanding reconciling items.
• Maintain accurate intercompany balances across the US, UK, Nigeria and Canada entities.
• Prepare intercompany reconciliation schedules and ensure corresponding balances agree across entities.
• Work with Treasury, Operations and payment partners to resolve settlement and balance discrepancies.
• Maintain complete reconciliation support and audit trails. Pasted markdown

3. Revenue, Cost & Product Accounting

• Perform accounting and reconciliation for the company’s material revenue streams.
• Support revenue-recognition treatment across products including payments, FX/swaps, cards, crypto/stablecoin and other fintech products.
• Reconcile recognised revenue and direct costs to underlying transaction and provider data.
• Review product-level revenue, cost of sales and gross margins.
• Investigate revenue leakage, incorrect classifications and unexplained margin movements.
• Maintain product and provider pricing schedules used for Finance reporting.
• Support accounting assessment for newly launched products and payment corridors.
• Work with Product, Commercials, Engineering and Data to improve transaction-level revenue and cost reporting. Pasted markdown

4. Accounts Payable, Accounts Receivable & Finance Operations

• Review and maintain Accounts Payable invoices and supporting documents.
• Support payment processing and ensure transactions are recorded in the appropriate GL accounts.
• Maintain Accounts Receivable schedules and investigate outstanding balances.
• Review daily and monthly bank postings for completeness and accuracy.
• Ensure Finance documentation is properly maintained and readily available for review.
• Support payroll-related accounting entries and reconciliations where required.
• Investigate financial exceptions and ensure unresolved matters are escalated appropriately.

5. Tax & Statutory Compliance Support

• Support tax compliance across the US, UK, Nigeria and Canada.
• Prepare schedules and supporting documentation for corporate and statutory tax filings.
• Support preparation and review of VAT, WHT and other applicable tax filings.
• Maintain tax payable and tax receivable reconciliations.
• Work with external tax advisers to provide requested financial information.
• Support tax audits, information requests and tax-accounting adjustments.
• Ensure tax liabilities, penalties and related balances are accurately reflected in the accounting records. Pasted markdown

6. Audit & Statutory Reporting

• Prepare audit schedules, supporting documentation and account reconciliations for external auditors.
• Respond to audit requests and assist with resolution of audit queries.
• Maintain audit-ready accounting records throughout the year.
• Track audit adjustments and ensure approved entries are accurately posted.
• Support statutory financial-statement preparation across the relevant entities.
• Assist with year-end financial close and audit completion.
• Maintain appropriate supporting evidence for significant accounting balances and transactions. Pasted markdown

7. Financial Controls

• Apply established Finance policies, SOPs and internal controls.
• Support maker-checker and approval controls for payments and accounting transactions.
• Ensure adequate supporting documentation exists for material financial transactions.
• Identify accounting or reconciliation control gaps and recommend improvements.
• Maintain appropriate audit trails across Finance processes.
• Support remediation of audit and control findings.
• Ensure transactions are recorded in accordance with approved accounting policies. Pasted markdown

8. Management Reporting & Financial Analysis

• Prepare monthly financial-performance schedules and supporting analysis.
• Support budget-versus-actual reporting for revenue and operating expenses.
• Analyse movements in revenue, cost of sales, gross profit, gross margin and operating expenses.
• Investigate significant monthly variances and provide explanations.
• Prepare ad hoc financial analysis to support Finance and management decision-making.
• Support budgeting and forecasting activities by providing accurate historical financial data and assumptions.
• Assist with financial modelling for new products, pricing or partnership decisions where required. Pasted markdown

9. Finance Systems, Automation & Process Improvement

• Support automation of Finance processes including reconciliations, revenue reporting, expense reporting and management dashboards.
• Assist with testing and validating automated Finance reports and reconciliation outputs.
• Work with Engineering and Data to investigate data discrepancies affecting Finance reporting.
• Support improvements to accounting-system integrations and transaction-level traceability.
• Identify repetitive manual accounting activities that can be automated.
• Assist in maintaining accurate Finance mappings between operational systems and the general ledger. Pasted markdown

10. Cross-Functional Support

• Work closely with Treasury, Operations, Engineering, Data, Commercials, banks, payment providers and external advisers.
• Provide accounting support for new products, provider integrations and operational changes.
• Assist junior Finance team members with accounting and reconciliation issues.
• Escalate material accounting, reconciliation, tax or control issues to the Head of Finance.
• Support the Finance team in maintaining accurate, timely and reliable financial information.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics or a related field.
• Professional accounting qualification such as ACA, ACCA, CPA or equivalent, or advanced progress toward qualification.
• 4–6 years of relevant accounting, audit or financial reporting experience, preferably within fintech, payments, banking or a multi-entity environment.
• Strong understanding of general-ledger accounting, month-end close, financial reporting and balance-sheet reconciliations.
• Experience preparing financial statements and management accounts.
• Good understanding of revenue recognition, accrual accounting, AP, AR and intercompany accounting.
• Experience supporting tax filings and external audits.
• Strong Excel and financial-analysis skills.
• Experience with accounting systems such as QuickBooks, NetSuite, Xero or similar is desirable.
• Comfortable working with large transaction datasets and reconciliation schedules.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and documentation discipline.
• Good written and verbal communication skills.
• Ability to work independently while collaborating effectively across Finance, Operations and technical teams.