RL - Rural Lending:Gold Loan Officer
Axis Bank
RL - Rural Lending:Gold Loan Officer
About this role
About Retail Lending:
The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank
About the Role:
The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes
Key Responsibilities
- Conduct credit appraisal of loans, sanctioning as per DOP and ensure disbursal of loan within stipulated TAT
- Provide assistance in Gold valuation and execution of documents/registers
- Responsible for Data entry, Closure/Renewal & Account opening in system and for maintaining control returns
- Responsible for the Safe keeping of Gold, Custodian of Storage Keys & File management
- Render support to the Collection team for Auction
- Co-ordinate with OCL team & ensure all files are received and stored
- Assist the IAD/FCU Audit team
- Ensure Zero discrepancy during Internal audit & concurrent audit, review faults & improvise process to ensure these are not repeated.
- Monitor the Gold loan process and create related MIS
- Co-ordinate with Branch Heads / AOM / GLO’s to clear appraiser fees and for calibration of the weighing machine
Qualifications:
Optimal qualification for success on the job is:
- Graduation/ Post-Graduation from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
- Good communication (both verbal and written) skill in both English and the local language
- Excellent lead generation and conversion skill
- Ability to handle pressure and meet deadlines
- High sales orientation to meet the sales targets consistently
- Ability to manage complex client situations
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"
Frequently Asked Questions
Is the salary disclosed for the RL - Rural Lending:Gold Loan Officer position at Axis Bank?
The salary for this RL - Rural Lending:Gold Loan Officer role at Axis Bank is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the RL - Rural Lending:Gold Loan Officer position at Axis Bank located?
This RL - Rural Lending:Gold Loan Officer role at Axis Bank is based in Avadi, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the RL - Rural Lending:Gold Loan Officer role at Axis Bank full-time or part-time?
This is listed as a Regular position. It is posted as a RL - Rural Lending:Gold Loan Officer role at Axis Bank.
How do I apply for the RL - Rural Lending:Gold Loan Officer position at Axis Bank?
Click the "Apply Now" button on this page. You will be redirected to Axis Bank's official application portal hosted on ripplehire where you can submit your application directly.
When was the RL - Rural Lending:Gold Loan Officer job at Axis Bank posted?
This RL - Rural Lending:Gold Loan Officer position at Axis Bank was posted on Aug 24, 2026. Apply as soon as possible — early applications are often reviewed first.
RL - Rural Lending:Gold Loan Officer
Axis Bank
You'll be redirected to Axis Bank's official application page on ripplehire.