Risk Analyst

platacard· HQ
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📍 Colombia

About this role

We are looking for a Risk Analyst.

 

We're launching a new business line in Colombia and looking for someone to join our Risk team at the earliest stage of the launch, helping build credit risk processes from the ground up.

You'll be joining at the earliest stage of a new country launch — working on risk processes with direct visibility into how your work drives portfolio performance. 

 

Day-to-day responsibilities:

  • Support the design of credit origination and limit management policy, pricing guardrails, early-warning triggers
  • Contribute to risk metrics tracking: help monitor portfolio performance towards lifetime profit maximization within risk appetite constraints
  • Maintain live dashboards
  • Help explain drivers behind metric changes
  • Collaborate cross-functionally: help embed risk controls into product specifications and customer journeys, working closely with product, collection, finance and 2nd line of defence teams

The ideal candidate:

  • 3+ years in credit risk or other data-driven areas (finance/collections/production analytics/data science) within retail or consumer lending portfolios (banking or fintech)
  • Experience in Credit cards would be a strong plus
  • Proficient in SQL and Python, with hands-on experience working with data
  • Comfortable creating dashboards, visualizing data, and presenting insights clearly
  • Solid grasp of financial mathematics fundamentals, profitability components, and basic accounting principles
  • Strong technical or quantitative background with a strategic mindset
  • Education: Mathematics, Physics, Computer Science, or a related STEM field from a top technical university
  • B1 or higher English level for effective communication with an international team
Our ways of working:
  • Innovative Spirit: A commitment to creativity and groundbreaking solutions
  • Honest Feedback: valuing open, transparent communication
  • Supportive Team: a strong, collaborative community
  • Celebrating Achievements: recognizing our wins together
  • High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
  • Relocation support to one of our hubs with assistance for the employee and their family
  • Flexible work from one of our offices
  • Healthcare Coverage
  • Education Budget: Language lessons, professional training and certifications
  • Wellness Budget: Mental health and fitness activity reimbursements
  • Vacation policy: 20 days of annual leave and paid sick leave

Frequently Asked Questions

Is the salary disclosed for the Risk Analyst position at platacard?
The salary for this Risk Analyst role at platacard is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Risk Analyst position at platacard located?
This Risk Analyst role at platacard is based in Colombia. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Risk Analyst at platacard belong to?
This Risk Analyst position is part of the HQ department at platacard. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Risk Analyst position at platacard?
Click the "Apply Now" button on this page. You will be redirected to platacard's official application portal hosted on greenhouse where you can submit your application directly.
When was the Risk Analyst job at platacard posted?
This Risk Analyst position at platacard was posted on Sep 17, 2026. Apply as soon as possible — early applications are often reviewed first.
Risk Analyst
platacard
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