TSI - Patiala
Aditya Birla Group
Regional Technical Manager
About this role
Job Purpose
Regional Technical Manager is responsible to assist national technical manager in risk management by ensuring that properties held as security for mortgages, home loans and Construction Finance are marketable and identifying and evaluating associated risks, to prepare and monitor the MIS for capturing the behaviour of the portfolio and the quality of security and to effectively monitor the technical vendors to ensure that the quality of technical reports and TATs are adhered.
Job Context & Major Challenges
Job Context & Job Challenges:
Part of the Aditya Birla Capital (ABC), Aditya Birla Housing Finance Limited (ABHFL) offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. ABHFL operates in the Rs. 9.7 trillion Indian Housing Finance market, which has grown at a steady rate of 19% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment.
Key challenges for the role are as follows:
a) Environment: The business environment is becoming volatile. Defining and communicating acceptable risk at all level in complete and clear manner is difficult. The interdependency of risk factor & external & internal events has increased which is making risk more volatile & less comprehensible
b) Market Dynamics: With the dynamic market conditions & changing regulatory aspects carrying out correct & timely interpretation of the revised regulatory framework is crucial to proactively advise to amend business plans to achieve business objective.
c) Managing NPA: Developing effective credit lending norms, balancing the risk and growth in business through constant engagement with the business, maintaining market benchmarked turnaround time (TATs), strengthening policies& risk mitigation systems for both secured & unsecured portfolios to ensuring minimal NPAs while enabling the business to grow within the risk policy framework.
d) Risk Management: Protect from potential loss on the credit portfolio by detecting early warning signals of deteriorating risks and devise plans to reduce exposure.
e) Cross functional coordination: To enable timely approval of proposals Regular updation on changing economic & Industry scenario.
Key Result Areas
| KRA (Accountabilities) (Max 1325 Characters) | Supporting Actions (Max 1325 Characters) | |
|---|---|---|
| KRA1 | Development of policies and processes | Prepare and review the overall technical policy for home loans and construction finance across India, including city specific process notes to account for location-specific deviations and mitigants Develop vendor management and vendor audit processes to establish robust risk management systems |
| KRA2 | Conduct Technical evaluations of property and contribute to the overall risk management | Lead the valuation efforts for key real estate projects including evaluation of projects, project lifecycles, cost break-ups and techno-economic feasibility analysis Identify the risks and mitigants related to projects and check regulatory compliances with respect to permissions and developmental control regulations |
| KRA3 | Monitor Business performance continuously from technical aspect | Monitor the performance of business from a technical standpoint, re-evaluating the valuations of security held, monitoring project progress, sales, etc. Alert senior management and the risk management team in the event of any deviations from risk management policies; identify methods to mitigate these risk and report to management |
| KRA4 | Vendor Management | Empanelment of vendors across India to provide valuation services Carry out periodic reviews and audits both for vendors as well as in-house technical and valuation teams |
Frequently Asked Questions
Is the salary disclosed for the Regional Technical Manager position at Aditya Birla Group?
The salary for this Regional Technical Manager role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Regional Technical Manager position at Aditya Birla Group located?
This Regional Technical Manager role at Aditya Birla Group is based in Pune, Maharashtra, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the Regional Technical Manager position at Aditya Birla Group?
Click the "Apply Now" button on this page. You will be redirected to Aditya Birla Group's official application portal hosted on peoplestrong where you can submit your application directly.
When was the Regional Technical Manager job at Aditya Birla Group posted?
This Regional Technical Manager position at Aditya Birla Group was posted on Aug 10, 2026. Apply as soon as possible — early applications are often reviewed first.
Regional Technical Manager
Aditya Birla Group
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