Branch Manager - MFI North
Bajaj Finance
| Job Purpose | The Co-Lending Product Manager will be responsible for designing, managing, and scaling co-lending partnerships between banks, NBFCs, and Fintechs. This role involves product ownership, regulatory compliance, and driving growth in co-lending portfolios across MSME, housing, and retail segments. |
| Duties and Responsibilities | Business development across HFC’s, NBFC’s and Fintech’s for business partnership under Co-lending/FLDG models. This will include all activities of pipeline creation, commercial negotiations, legal agreements, tech integrations, compliance alignments and other on-boarding activities. - Key account management for business generation post on-boarding of partner – monthly business volumes across each partner, revenue, and loan loss. - Strong portfolio management along with risk actions to keep loan loss within desired threshold |
| Key Decisions / Dimensions | Data accuracy basis fitment and proposing to stakeholders - Business construct, product fitment and possible business volume with each partner - Shortlisting of the right partner basis fitment and proposing to stakeholders - Business construct, product fitment and possible business volume with each partner |
| Major Challenges | Knowledge of varied product sets given that partnerships may vary across different product classes such as personal loans, business loans, micro finance loans etc. - - Interacting with various stakeholders across the organization as business will be heavy on risk, credit, and finance |
| Required Qualifications and Experience | a) Qualifications - Postgraduate preferably MBA b) Work Experience - 4-6 years in business development/account management - 2-3 years of financial services experience is mandatory c) Skills Keywords - Confident with good language proficiency across English & Hindi - Flexible with patience in dealing with clients. - Individual with a strong mindset & temperament who adapt to BFL culture |
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