RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit

Axis Bank
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📍 Guwahati, IndiaRegular

About this role

RC & WC - Underwriting:Credit Analyst � SC & WC Finance SBB Credit
INTERNAL USAGE:
No. of Vacancies: Reports to:Area Credit Manager � SC & WC Finance - SBB
Is a Team leader? Team Size: 
  
Grade:Dy Manager / Manager / Sr Manager�
Business:Corporate CenterDepartment:�Retail CreditSub-Department:SBB Credit
Location: 
About Wholesale Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
The Credit Analyst �SC & WC Finance - SBB Credit manages the credit activities and processes for loan applications of Automobile / Wheels segment customers under Retail Credit for the Area assigned to him/her. The Credit Analyst is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank.
Key Responsibilities

�         Ensure smooth functioning of the assigned Center by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank

�         Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency

�         Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.

�         Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio

�         Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions

�         Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives

�         Ensure timely completion of key deliverables, audit queries and adherence to the corporate retail policy/ scheme, compliance related matters, PSL classification etc

�         Give timely feedback to CO team of policy, ZCM, NCM & Head Credit on market developments, suggestions on improvement on Products, Policy and processes etc

�         Ensuring vendor management consisting of panel valuers, advocates, PD agencies etc

�         Ensuring periodic training to all stakeholders on products, policies and processes etc

Qualifications

Optimal qualification for success on the job is:

�         Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute

�         Experience of over 0 to 4 years in assessing funding of various products to MSME segment focusing on Wheels / Automobile Segment

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, relevant industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

�         Ability to handle pressure and meet deadlines

 

Frequently Asked Questions

Is the salary disclosed for the RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit position at Axis Bank?
The salary for this RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit role at Axis Bank is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit position at Axis Bank located?
This RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit role at Axis Bank is based in Guwahati, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit role at Axis Bank full-time or part-time?
This is listed as a Regular position. It is posted as a RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit role at Axis Bank.
How do I apply for the RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit position at Axis Bank?
Click the "Apply Now" button on this page. You will be redirected to Axis Bank's official application portal hosted on ripplehire where you can submit your application directly.
When was the RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit job at Axis Bank posted?
This RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit position at Axis Bank was posted on Sep 16, 2026. Apply as soon as possible — early applications are often reviewed first.
RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit
Axis Bank
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