RC&WC - CBG:ACH SEG

Axis Bank
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📍 Kolkata, IndiaRegular

About this role

AREA CREDIT HEAD - SEG
INTERNAL USAGE:
No. of Vacancies:SEGReports to:GCH �SEG
Is a Team leader?YTeam Size: 
  
Grade: 
Business:Corporate CenterDepartment:�Wholesale CreditSub-Department:SEG
Location: 
About Wholesale Credit
The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
The Area Credit Head (ACH) manages the credit activities, processes and people for the Wholesale Credit vertical for designated location. The ACH is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank
Key Responsibilities
  • Lead the credit team in the location to manage the credit appraisal process, by ensuring adherence to the standard process, Turn Around Time and decision consistency
  • Ensuring the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.
  • Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions.
  • Monitor the accounts to ensure maintenance of a healthy portfolio.
  • Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives
  • Maintain the Customer escalations within the desired levels for the location
  • Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme
  • Provide regular updates on all key activities to regional manager
  • Motivate and direct the team through feedback and grooming to help them perform as per expectation
  • Conduct manpower planning and ensure staffing requirements are met
Qualifications

Optimal qualification for success on the job is:

�         Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute

�         Minimum 5 years of relevant work experience

 

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

�         Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

�         Ability to handle pressure and meet deadlines

�         Ability to coach and mentor others

 

Frequently Asked Questions

Is the salary disclosed for the RC&WC - CBG:ACH SEG position at Axis Bank?
The salary for this RC&WC - CBG:ACH SEG role at Axis Bank is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the RC&WC - CBG:ACH SEG position at Axis Bank located?
This RC&WC - CBG:ACH SEG role at Axis Bank is based in Kolkata, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the RC&WC - CBG:ACH SEG role at Axis Bank full-time or part-time?
This is listed as a Regular position. It is posted as a RC&WC - CBG:ACH SEG role at Axis Bank.
How do I apply for the RC&WC - CBG:ACH SEG position at Axis Bank?
Click the "Apply Now" button on this page. You will be redirected to Axis Bank's official application portal hosted on ripplehire where you can submit your application directly.
When was the RC&WC - CBG:ACH SEG job at Axis Bank posted?
This RC&WC - CBG:ACH SEG position at Axis Bank was posted on Sep 17, 2026. Apply as soon as possible — early applications are often reviewed first.
RC&WC - CBG:ACH SEG
Axis Bank
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