RC - Regional Credit Manager - Tractor - Rural Credit

Axis Bank
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📍 Lucknow, IndiaRegular

About this role

RC - Regional Credit Manager - Tractor - Rural Credit
INTERNAL USAGE:
No. of Vacancies: Reports to:Zonal Credit Manager
Is a Team leader?YTeam Size:4 to 6
  
Grade: 
Business:Corporate CenterDepartment:�Retail CreditSub-Department:Rural Credit
Location: 
About Rural Credit
Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor Women under Joint Liability Group.
About the Role
The Regional Credit Manager manages the credit activities and processes of the Rural Credit vertical for the designated Region. The Regional Credit Manager is responsible for smooth functioning of the Credit appraisal activities and ensures adherence to the processes designed by the bank
Key Responsibilities

�         Underwriting of Farm Mechanization/Tractor Loans within the framework of the Policy Parameters.

�         Review of the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process

�         Managing the Team and ensuring adherence to defined Turn Around Time & Audit compliances

�         Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality.

�         Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions

�         Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives

Qualifications Desired
�         Graduation/ Post- Graduation / Post Graduate in Agri business Management (MBA/ CA preferred) from a recognized institute.
Role Proficiencies:

�         Knowledge of credit, preferably Farm Mechanization/Tractor Loans or Farmer Funding industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

 

Frequently Asked Questions

Is the salary disclosed for the RC - Regional Credit Manager - Tractor - Rural Credit position at Axis Bank?
The salary for this RC - Regional Credit Manager - Tractor - Rural Credit role at Axis Bank is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the RC - Regional Credit Manager - Tractor - Rural Credit position at Axis Bank located?
This RC - Regional Credit Manager - Tractor - Rural Credit role at Axis Bank is based in Lucknow, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the RC - Regional Credit Manager - Tractor - Rural Credit role at Axis Bank full-time or part-time?
This is listed as a Regular position. It is posted as a RC - Regional Credit Manager - Tractor - Rural Credit role at Axis Bank.
How do I apply for the RC - Regional Credit Manager - Tractor - Rural Credit position at Axis Bank?
Click the "Apply Now" button on this page. You will be redirected to Axis Bank's official application portal hosted on ripplehire where you can submit your application directly.
When was the RC - Regional Credit Manager - Tractor - Rural Credit job at Axis Bank posted?
This RC - Regional Credit Manager - Tractor - Rural Credit position at Axis Bank was posted on Sep 16, 2026. Apply as soon as possible — early applications are often reviewed first.
RC - Regional Credit Manager - Tractor - Rural Credit
Axis Bank
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