RC - Credit Officer - AL - NPC

Axis Bank
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📍 Vijayawada, IndiaRegular

About this role

RC - Credit Officer - AL � NPC
INTERNAL USAGE:
No. of Vacancies: Reports to:Manager
Is a Team leader?NTeam Size:NA
  
Grade:AM/DM
Business:UnderwritingDepartment:�Retail CreditSub-Department:Centralized underwriting
Location: Mumbai/Noida/Hyderabad/Bangalore/Chennai
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
About the Role
The Credit Officer - AL manages core underwriting for Auto loan, Underwriting will be for different channels like DSA dealer, Branch, Digital.
Key Responsibilities
  • Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. 
  • Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. 
  • Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.  
  • Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted  
  • Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit -   & Other stake holders will be the source. 
  • Stakeholder management
Qualifications

Optimal qualification for success on the job is:

�         Graduate / Post- Graduation (MBA/ CA preferred)

�         Fresher or Experience in retail credit

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

 

 

 

Frequently Asked Questions

Is the salary disclosed for the RC - Credit Officer - AL - NPC position at Axis Bank?
The salary for this RC - Credit Officer - AL - NPC role at Axis Bank is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the RC - Credit Officer - AL - NPC position at Axis Bank located?
This RC - Credit Officer - AL - NPC role at Axis Bank is based in Vijayawada, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the RC - Credit Officer - AL - NPC role at Axis Bank full-time or part-time?
This is listed as a Regular position. It is posted as a RC - Credit Officer - AL - NPC role at Axis Bank.
How do I apply for the RC - Credit Officer - AL - NPC position at Axis Bank?
Click the "Apply Now" button on this page. You will be redirected to Axis Bank's official application portal hosted on ripplehire where you can submit your application directly.
When was the RC - Credit Officer - AL - NPC job at Axis Bank posted?
This RC - Credit Officer - AL - NPC position at Axis Bank was posted on Sep 17, 2026. Apply as soon as possible — early applications are often reviewed first.
RC - Credit Officer - AL - NPC
Axis Bank
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