RC - Centralised UW - Credit Manager - Rural Credit
About this role
| RC - Centralised UW - Credit Manager - Rural Credit | |||||||
| INTERNAL USAGE: | |||||||
| No. of Vacancies: | Reports to: | Underwriting & Process Head CO | |||||
| Is a Team leader? | Y | Team Size: | 2 to 5 | ||||
| Grade: | |||||||
| Business: | Corporate Center | Department:� | Retail Credit | Sub-Department: | Rural Credit | ||
| Location: | |||||||
| About Rural Credit | |||||||
| Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor Women under Joint Liability Group. | |||||||
| About the Role | |||||||
| The Central Underwriting Manager manages the credit activities and related processes of the Rural verticals. Is responsible for smooth functioning of the processes designed by the dept / bank, support stake holders for CO related activities. Initiating new projects, driving executions across PAN India. Handling Process improvements, co-ordinations across verticals. | |||||||
| Key Responsibilities | |||||||
� Review of the credit proposals by providing quick insight as a part of the sanctioning authority and by ensuring adherence to the standard process � Managing the Team and ensuring adherence to defined Turn Around Time & Audit compliances � Develop new processes / improve existing process and ensure proper SOP documentations. � Ensure proper support system is provided to all the verticals under the Rural Credit for smooth processing of loans and Training / enabling to comply with internal / regulatory compliances � Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives | |||||||
| Qualifications Desired | |||||||
| � Graduation/ Post- Graduation / Post Graduate in Agri business Management (MBA/ CA preferred) from a recognized institute. | |||||||
| Role Proficiencies: | |||||||
� Knowledge of credit, preferably Farmer Funding / MSME and product trends and analytical knowledge � Knowledge of regulatory guidelines and norms � Ability of multitasking and Good communication skills | |||||||
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