Product Manager - Offline Lending

Renmoney· Product Development
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📍 Lagos, Lagos, NigeriaFull time

About this role

We are scaling our Offline Lending business in Nigeria and looking for a Product Manager to own the product end-to-end - from acquisition and loan origination to repayment, collections, and portfolio performance.

We are looking for a hands-on product leader with strong experience in the Nigerian lending market, who understands offline / branch / field-based lending and can drive both portfolio growth and sustainable profitability.

We expect the first tangible outcomes within 6–8 weeks.

What You’ll Do

  • Own the Offline Lending product lifecycle end-to-end
  • Optimize loan products, eligibility, pricing, limits, tenor, and approval processes
  • Improve customer acquisition through branches, field teams, agents, and other offline channels
  • Drive portfolio growth while maintaining healthy PAR, NPL, default, and profitability metrics
  • Work with Risk, Credit, Operations, Collections, Data, Engineering, and Commercial teams
  • Use data to improve approval rates, turnaround time, repayment, repeat lending, and unit economics
  • Identify opportunities to scale the lending portfolio across Nigeria
  • 4–7 years of Product Management / Product Ownership experience
  • Strong experience in lending products in Nigeria
  • Hands-on experience with offline / branch-led / field-based lending
  • Strong understanding of credit assessment, underwriting, loan origination, repayment, and collections
  • Experience with portfolio management and lending metrics such as PAR, NPL, default, yield, and loss rates
  • Experience in fintech, MFB, banking, consumer finance, or digital lending
  • Strong commercial and data-driven mindset
  • Proven ability to work cross-functionally with Risk, Credit, Operations, Collections, Data, and Engineering
  • Strong stakeholder management and execution skills
  • Fluent English

Strong plus: experience with SME, merchant, working capital, or repeat lending products.

  • Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus
  • Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan
  • Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools.
  • Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

 

Frequently Asked Questions

Is the salary disclosed for the Product Manager - Offline Lending position at Renmoney?
The salary for this Product Manager - Offline Lending role at Renmoney is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Product Manager - Offline Lending position at Renmoney located?
This Product Manager - Offline Lending role at Renmoney is based in Lagos, Lagos, Nigeria. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Product Manager - Offline Lending role at Renmoney full-time or part-time?
This is listed as a Full time position. It is posted as a Product Manager - Offline Lending role in the Product Development department at Renmoney.
Which team or department does the Product Manager - Offline Lending at Renmoney belong to?
This Product Manager - Offline Lending position is part of the Product Development department at Renmoney. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Product Manager - Offline Lending position at Renmoney?
Click the "Apply Now" button on this page. You will be redirected to Renmoney's official application portal hosted on workable where you can submit your application directly.
When was the Product Manager - Offline Lending job at Renmoney posted?
This Product Manager - Offline Lending position at Renmoney was posted on Aug 21, 2026. Apply as soon as possible — early applications are often reviewed first.
Product Manager - Offline Lending
Renmoney
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