Personal Loan Underwriter

Company Description

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

Job Description

As a Loan Verification Specialist, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. You will be responsible for timely evaluation of Achieve Accelerated Loan applications and supporting documentation to make a prudent decision on the loan. Decision includes approving as submitted, denying, or requesting additional information needed to render the decision.

What you’ll do:  

• Underwrite a high volume of unsecured consumer loan applications - manual risk assessment

• Assist in the development/refinement of underwriting guidelines

• Identify ways to improve processes

Qualifications

• Minimum of 1-3 years underwriting experience. Prefer some unsecured lending experience

• Experienced working with financial instruments including credit reports, paystubs, tax returns, bank statement analysis

• Must be customer focused, service minded and detail oriented

• Proficient working with computers including Microsoft product line and windows-based applications

• Ability to work varied hours / flexible schedule with one weekend day included (Sunday-Thursday)

• Bachelor’s degree preferred

• Strong English communication skills (oral, written and interpersonal)

• Ability to successfully multi-task and independently prioritize tasks according to department goals and objectives

• Adaptive and flexible – must have tolerance for change

Additional Information

Achieve well-being with:

• Hybrid work opportunities
• 401 (k) with employer match
• Medical, dental, and vision with HSA and FSA options  
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
• Up to $5,250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Join Achieve, change the future.
At Achieve, we’re changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.