PAR & Hindsighting Manager

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Policy Administraton Risk Analysis

About this role

 

Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD  

 

 

Business

Financial Services

Unit

Aditya Birla Capital Ltd

Location

Mumbai

Poornata Position Number of the job 

 

Reports to: Poornata Position Number

 

Poornata Position Title of the job 

PAR & Hindsighting Analyst / Manager

Reports to: Poornata Position Title

Lead-PAR & Hindsighting 

Function

Risk

Reports to: Function 

Risk

Department

ERR 

Reports to: Department 

Chief Risk Officer

Date of writing/ Updation of JD

 

 

 

 

                                   

 

 

                                                                 


 

1)     Job Purpose: Write the purpose for which the job exists (in 2-3 lines)  

 

  • To conduct periodical inspection of disbursed files to ensure process and policy norms are followed, highlighting areas of improvements at regular intervals.  
  • Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements
  • Review customer data entry - demographic details (including income-related & other additional information), efficiency in LMS, and ensure maximum files are processed and sanctioned with a minimal error rate
  • Consistently and continuously understand policy level changes in files processing and implement the same in the file inspection process
  • To suggest and implement process corrections in the system

 

 

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.  

Business Workforce Number  

 

Unit Workforce Number  

 

Function Workforce Number  

 

Department Workforce Number  

 

Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter 

 

 

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section 

Organizational Context

Aditya Birla Capital Limited ("ABCL"), is among the leading well-diversified non-banking financial services company in India. ABCL offers customized solutions in areas of personal finance, mortgage finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication. ABCL is registered with RBI as a systemically important non-deposit accepting non-banking finance company (“NBFC”) and is amongst the top five largest private diversified NBFCs in India based on AUM

 

 

 

 

 

 

 

 

 

 

Job Context

 

 

 

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

Key Result Areas  

Supporting Actions

To conduct periodical inspection of disbursed cases

  • To conduct regular audit of disbursed credit cases
  • To check all credit parameters pertaining to eligibility calculation, banking & credit parameters and implementation of policy are met
  • Review customer data entry - demographic details (including income-related & other additional information), efficiency in LMS, and ensure maximum files are processed and sanctioned with a minimal error rate
  • To ascertain any gaps in policy and processes
  • Highlight critical findings and fraudulent activities 
  • Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements
  •  Implement effective controls and improvements in the process design, system and operation wherever required
  • Impart training and learnings for effective control and adherence to program norms

Maintaining multiple Dashboards & MIS 

  • Preparation and presentation of various dashboards and key risk indicator
  • Formulation of monthly reports of audit of various products, segmentation between critical and non-critical observation
  • Providing data on monthly basis for reviews and to the top management

 

To conduct trainings & learning sessions

  • Provide training to credit team regarding findings in audit
  • Classroom sessions to be conducted PAN India 
  • Regular governance calls and updates on the development needs to be imparted
  • Regular interaction with NCMs and providing feedback for the product

 

Monitoring of entire process

  • Selection of monthly sample for the audit cases
  • Weekly monitoring of the audited cases and assessment of overall target
  • Discussion regarding the errors with the credit team and timely closure of same
  • Publication of hindsighting reports on monthly basis within defined timelines.

Automation of processes

  • Automation of the existing process via dashboards, any other tools 
  • Highlight system glitches and suggest changes
  • Streamline of MIS reports
  • Assessment of credit in an auto mode  

 

 

 

5)     Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) 

 

 

 

 

6)      Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives

Relationship Type 

Frequency 

Nature 

Internal

 

 

CRO

 

 

Risk Heads

 

 

Business Team

 

 

Technology Team

 

Ongoing

 

 

Ongoing

 

 

Ongoing

 

 

Ongoing

 

 

  • Reporting and consultative 

 

 

  • Collaborative and engaging

 

 

  • Collaborative and engaging

 

 

  • Consultative, support and internal client

 

External

 

 

 

Vendor 

 

 

Need Based

 

Vendor Empanelment & Bill Processing.  

 

7) Organizational Relationships: Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. 

 

 

 

 

 

SIGN-OFF: Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. 

 

Job Holder

Reports to – Manager 

Name

 

 

Date of Entry / Approval

 

 

 

 

Frequently Asked Questions

Is the salary disclosed for the PAR & Hindsighting Manager position at Aditya Birla Group?
The salary for this PAR & Hindsighting Manager role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the PAR & Hindsighting Manager position at Aditya Birla Group located?
This PAR & Hindsighting Manager role at Aditya Birla Group is based in R-Tech Park Goregaon, Maharashtra, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the PAR & Hindsighting Manager position at Aditya Birla Group?
Click the "Apply Now" button on this page. You will be redirected to Aditya Birla Group's official application portal hosted on peoplestrong where you can submit your application directly.
When was the PAR & Hindsighting Manager job at Aditya Birla Group posted?
This PAR & Hindsighting Manager position at Aditya Birla Group was posted on Jun 30, 2026. Apply as soon as possible — early applications are often reviewed first.
PAR & Hindsighting Manager
Aditya Birla Group
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