Head of Credit & Commercial Strategy

liberisĀ· Risk
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šŸ“ London

About this role

Some key info for you about Liberis:Ā 

🌱 We were founded in 2007

šŸ’° We have provided over $3bn of funding to small businesses so far

šŸš€ We have been named inĀ CNBC & Statista Top 150 UK Fintechs for 2025

šŸŒ We're a global team, with a dynamic presence inĀ 6Ā key locations around the world

🧠 We're a thriving community of over 290 innovative minds

šŸ‘©šŸ¾ šŸ¤ šŸ‘ØšŸ¼ We're a vibrant melting pot, celebrating overĀ 27Ā nationalities in our team

šŸ¢ Our team brings experience from overĀ 740Ā previous companies, from startups to global giants

šŸŽÆ We have just been named as one ofĀ FinTech’s Finest 50Ā by Welcome to the Jungle

šŸ’Ŗ We’re proud to be an accreditedĀ Real Living WageĀ employer, ensuring everyone is paid fairly for the great work they do!

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The team:

Play a critical role in the newly formed Credit & Commercial Strategy team by bringing togetherĀ Pricing, Decisioning & AI/ML Credit Modelling and leveraging a world-class, data-led Credit approachĀ to deliver exceptional outcomes for SMEs and partners. Working between the Credit craft andĀ Platform Families, this is a keystone role to drive Liberis’ growth.

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The role:

Own credit and commercial strategy within your platform family: translating the GM'sĀ commercial priorities into clear credit and commercial questions; bring Liberis' credit andĀ commercial frameworks (e.g. return hurdles, pricing models, segmentation) into family-levelĀ decisions, and flag where family priorities require new thinking or central support; subjectĀ matter expert able to clearly explain complex concepts + educate the team to build literacy

Own commercial and credit initiatives and elements end-to-end: for example, with an "Auto-Flex" proposition, how should funded amounts and initial prices be set? How do limits andĀ prices evolve dynamically as repayment data comes in?; in a tactical performance push,Ā identify ways to hit and exceed performance targets• Collaborate across the cross-functional family - product, engineering, underwriting,Ā commercial – to ensure credit and commercial strategy is a first-class input into roadmap andĀ go-to-market decisions, not a late-stage constraint

Commission and co-build new models and decisioning approaches with the Credit andĀ Commercial Strategy craft, translating family-specific needs into model requirements andĀ validating outputs in context

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What we think you’ll need:

  • Strong grounding in unit economics, credit, pricing and commercial modelling - enough toĀ apply Liberis' frameworks to new product and partner contexts and know the right questionsĀ to ask of central model-builders
  • Comfortable operating in a matrix: reporting into a GM and aligned to a family's priorities,Ā while working closely with the Credit and Commercial Strategy craft
  • Cross-functional collaborator - able to work across product, engineering, risk, andĀ commercial within the family and bring those perspectives together around a coherent creditĀ and commercial approach
  • At ease with ambiguity and new product design - many of the problems this role tacklesĀ won't have existing playbooks, and you'll need to build the approach from first principles
  • Clear communicator: able to translate complex credit and commercial concepts into practicalĀ guidance for product teams, commercial leads, and GMs who aren't credit specialists

Our hybrid approach
Working together in person helps us move faster, collaborate better, and build a great Liberis culture. Our hybrid working policy requires team members to be in the office at least 3 days a week. At Liberis, we embrace flexibility as a core part of our culture, while also valuing the importance of the time our teams spend together in the office.

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Frequently Asked Questions

Is the salary disclosed for the Head of Credit & Commercial Strategy position at liberis?
The salary for this Head of Credit & Commercial Strategy role at liberis is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Head of Credit & Commercial Strategy position at liberis located?
This Head of Credit & Commercial Strategy role at liberis is based in London. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Head of Credit & Commercial Strategy at liberis belong to?
This Head of Credit & Commercial Strategy position is part of the Risk department at liberis. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Head of Credit & Commercial Strategy position at liberis?
Click the "Apply Now" button on this page. You will be redirected to liberis's official application portal hosted on greenhouse where you can submit your application directly.
When was the Head of Credit & Commercial Strategy job at liberis posted?
This Head of Credit & Commercial Strategy position at liberis was posted on Jul 10, 2026. Apply as soon as possible — early applications are often reviewed first.
Head of Credit & Commercial Strategy
liberis
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