Credit Risk Analyst
philips
Credit Risk Analyst
citi· 12542 Citicorp Services India Private Limited
About this role
Institutional Credit Management (ICM) is a critical component of Citi’s First Line of defense for wholesale and counterparty credit risk (CCR) management. ICM works with Independent Risk teams to ensure best-in-class risk and controls, and client responsiveness. Key responsibilities of the group include credit analysis, documentation, risk identification, exposure monitoring and stress testing. ICM coordinates with credit management groups across Markets as well as Banking to ensure full alignment on business and regulatory goals, as well as consistency and best practices.
Within ICM Counterparty Credit Risk (CCR), ICM Funds Underwriting is a global team responsible for measuring, monitoring and controlling counterparty risk for Funds, covering Asset Management Companies, Investment Advisors as Agent, and Pension Funds.We are seeking an experienced professional to perform credit analysis (preparing CAMs) and to underwrite credit for Real Money Funds clients.
Responsibilities:
- Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
- Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
- Demonstrate strong ownership and organizational skills with ability and willingness to work under stringent deadlines, manages time and priorities effectively
- Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Good Microsoft Office (Word, Excel, and PowerPoint) skills
Qualifications:
- 1-2 years prior experience with a focus on credit analysis for corporates / financial institutions.
- Extensive knowledge of accounting, financial regulations, financial products, and credit analysis.
- Ability to analyze business and personal financial statements with respect to Citibank policies.
Education:
- MBA , CA, CFA or equivalent
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Risk Management------------------------------------------------------
Job Family:
Credit Risk------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Most Relevant Skills
Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Frequently Asked Questions
Is the salary disclosed for the Credit Risk Analyst position at citi?
The salary for this Credit Risk Analyst role at citi is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Credit Risk Analyst position at citi located?
This Credit Risk Analyst role at citi is based in Mumbai Maharashtra India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Credit Risk Analyst role at citi full-time or part-time?
This is listed as a Full time position. It is posted as a Credit Risk Analyst role in the 12542 Citicorp Services India Private Limited department at citi.
Which team or department does the Credit Risk Analyst at citi belong to?
This Credit Risk Analyst position is part of the 12542 Citicorp Services India Private Limited department at citi. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Credit Risk Analyst position at citi?
Click the "Apply Now" button on this page. You will be redirected to citi's official application portal hosted on workday where you can submit your application directly.
When was the Credit Risk Analyst job at citi posted?
This Credit Risk Analyst position at citi was posted on Oct 8, 2026. Apply as soon as possible — early applications are often reviewed first.
Credit Risk Analyst
citi
You'll be redirected to citi's official application page on Workday.