Credit Manager
Aditya Birla Group
Credit Manager
About this role
Job Purpose
Job Purpose Description
Job Context & Major Challenges
Job Context / Job Challenges:
The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health. While the core responsibility for this function is to control the business via robust underwriting and risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution.
Key Challenges
While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing and executing control mechanisms and evaluating business proposals. ABHFL is in its inception phase as a company and in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management and business growth efficiently, without increasing sub-prime exposures or impacting business health and sustainability.
Key Result Areas
| KRA (Accountabilities) (Max 1325 Characters) | Supporting Actions (Max 1325 Characters) | |
|---|---|---|
| KRA1 | Underwriting and Portfolio Quality Management | Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines |
| KRA2 | Process Efficiency | Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations |
| KRA3 | Risk Compliance & Control | Conduct local risk operations in line with defined Maker, Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc. |
| KRA4 | Collection Efficiency | Monitoring of delinquent portfolios. Liaison with key delinquent customers and support collections team for resolutions of all cases |
| KRA5 | Self-Development & Internal Stakeholder Coordination | Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases |
Frequently Asked Questions
Is the salary disclosed for the Credit Manager position at Aditya Birla Group?
The salary for this Credit Manager role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Credit Manager position at Aditya Birla Group located?
This Credit Manager role at Aditya Birla Group is based in Mehsana, Gujarat, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the Credit Manager position at Aditya Birla Group?
Click the "Apply Now" button on this page. You will be redirected to Aditya Birla Group's official application portal hosted on peoplestrong where you can submit your application directly.
When was the Credit Manager job at Aditya Birla Group posted?
This Credit Manager position at Aditya Birla Group was posted on Jun 2, 2026. Apply as soon as possible — early applications are often reviewed first.
Credit Manager
Aditya Birla Group
You'll be redirected to Aditya Birla Group's official application page on peoplestrong.