Credit Analyst
Digitide
Credit Analyst
About this role
As a Credit Analyst, you will play a vital role in our back-office operations, specifically within the CLM Domestic BFSI department. Your primary responsibility will be to conduct thorough credit analyses and evaluations, ensuring that our lending decisions are well-informed and aligned with our risk management strategies. This role is crucial in maintaining the financial health and stability of our organization.
- Conduct comprehensive credit analyses, including financial statement analysis and cash flow projections.
- Evaluate creditworthiness of individuals and businesses, considering various factors such as credit history, financial stability, and industry trends.
- Prepare detailed credit reports and recommendations, providing insights to support lending decisions.
- Monitor and assess credit risk, implementing strategies to mitigate potential losses.
- Collaborate with underwriters and other team members to ensure consistent and accurate credit assessments.
- Stay updated on industry trends, regulatory changes, and economic factors impacting credit risk.
- Maintain accurate records and documentation for all credit-related activities.
- Provide support and guidance to customers throughout the credit application process.
- Assist in developing and implementing credit policies and procedures to enhance risk management practices.
- Participate in periodic reviews of existing credit facilities, ensuring compliance and identifying opportunities for improvement.
- Bachelor's degree in Finance, Accounting, Business, or a related field.
- Minimum 2 years of experience in credit analysis or a similar role.
- Strong analytical and critical thinking skills, with the ability to interpret financial data.
- Proficiency in using financial analysis tools and software.
- Excellent written and verbal communication skills, with the ability to explain complex financial concepts clearly.
- Attention to detail and a commitment to accuracy in credit assessments.
- Ability to work independently and manage multiple tasks simultaneously.
- Familiarity with regulatory requirements and compliance standards in the financial industry.
- Strong problem-solving skills and a proactive approach to identifying potential risks.
- Proficiency in Microsoft Office, particularly Excel, for financial modeling and analysis.
Frequently Asked Questions
Is the salary disclosed for the Credit Analyst position at Digitide?
The salary for this Credit Analyst role at Digitide is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Credit Analyst position at Digitide located?
This Credit Analyst role at Digitide is based in Thane, Maharashtra, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Credit Analyst role at Digitide full-time or part-time?
This is listed as a Full time position. It is posted as a Credit Analyst role at Digitide.
How do I apply for the Credit Analyst position at Digitide?
Click the "Apply Now" button on this page. You will be redirected to Digitide's official application portal hosted on oraclecloud where you can submit your application directly.
When was the Credit Analyst job at Digitide posted?
This Credit Analyst position at Digitide was posted on Sep 29, 2026. Apply as soon as possible — early applications are often reviewed first.
Credit Analyst
Digitide
You'll be redirected to Digitide's official application page on oraclecloud.