Card Member Services Representative I

cefcu· Citizens Equity First Credit Union
Apply Now ↗
📍 Peoria ILFull time
Full timeCitizens Equity First Credit Union

About this role

Are you ready to make the most of your talents and abilities, while helping others make the most of their finances?

Apply to join Team CEFCU!

CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team!

Provides tier two member/internal service via phone calls, eForms, emails, and instant messages to answer questions and resolve problems regarding CEFCU’s Checking, Dividend Checking, Insured Money Market Account (IMMA), and credit and debit card programs. Researches suspicious and fraudulent credit/debit card transactions and processes disputes using vendor case management solution. Performs time sensitive cardholder maintenance including card replacement, travel plans, credit card payments, credit card balance transfers, and calculates credit card payoffs, cash advance corrections, and per diems. Evaluates transaction denials, merchant declines, and payment posting errors and analyzes risk to add/remove fraud strategy override for authorizations denied by fraud rules, escalates unusual or suspicious transaction or account situations to Fraud Prevention & Response. Maintains a proper knowledge level of regulations and CEFCU products and services through multiple delivery channels.

Provides the highest quality member experience, for both internal and external members.

Hours:
Monday - Friday: 7:30 a.m. - 6:00 p.m.
Saturday: 9:00 a.m. - 3:00 p.m.

*Hybrid work-from-home after successful completion of training.
*Flexibility in scheduling is required. Saturdays are required with a day off throughout the week.Required: • High school diploma or equivalent. • 0-2 years’ customer service or call center experience. • 0-2 years’ experience in Card Services or a thorough, commensurate knowledge of department functions, procedures, policies, and associated Checking and card programs. • Ability to learn Excel, Word, Outlook, CEFCU Mainframe applications such as Account Information File (AIF), Automated Debit Card Approval (DBT), CEFCU Tele-Servicing System (CTI), Cross Reference File (XRF); Member Information File (MIF), Member Account File (MAF); Microsoft Office, and apply at a proficient level within 10-week training period. • Ability to learn vendor applications, including Fiserv (Hostlink, ROWnet), Harland Order Point, Mastercard Connect, Velera (mConsole, QuickAssist), and VSoft, and apply at a proficient level within 10-week training period. • Ability to resolve conflict, think critically, and respond appropriately to members in heightened emotional states. Preferred: • Prior experience in technical environment. • Good writing skills and proven ability to manage complex projects within deadlines. • Knowledge of Regulation D, E, Z and CC, credit/debit and Electronic Funds Transfer (EFT) network rules and regulations, and Electronic Funds Transfer Act (EFTA)/Uniform Commercial Code (UCC) laws. • Applicable college business courses (Accounting, Business Math, Business Finance, Law Business Communications, Economics and basic Credit or related classes).

Summary Pay Range

The anticipated starting pay range for this position is $18.56 - $21.81.

The pay range listed represents the anticipated starting range for a successful candidate. Final compensation will be based on factors such as experience, skills, and qualifications.

Please note that salary is only one component of total compensation at CEFCU.

 

Benefits

Financial

Merit-based raises

Health and Welfare

Generous paid time off (Holiday, Personal or Sick Time, Vacation)

Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP)
Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)

Health Savings Account

Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan, Identity Theft & Fraud Protection Plan, Legal Plan)

Life Insurance

Accidental Death & Dismemberment Insurance

Disability Benefits

Defined Benefit Plan – Pension 

Defined Contribution Plan – 401K

Additional Benefits

Employee Assistance Program

Tuition reimbursement

Career growth through internal job postings

Management Development Program: formal mentoring and training

Opportunities to help improve and build the CEFCU of tomorrow through process teams

Opportunities to personally contribute to corporate financial literacy and community initiatives

Casual days to support local charities

Employee discounts on entertainment, cell phone plans, theme park tickets, and more

On-site fitness center, fitness classes, and wellness program

It is CEFCU’s policy and intent to provide equal opportunity to all persons without regard to race, color, religion, political affiliation, sex/gender (including gender expression/identity, pregnancy, childbirth and related medical conditions), marital status, registered domestic partner status, sexual orientation, age, ancestry, national origin, veteran status, disability, medical condition, genetic characteristics, and/or any other basis protected by law. This policy covers all facets of employment including, but not limited to: recruitment, selection, placement, promotions, transfers, demotions, terminations, training, and compensation.

Frequently Asked Questions

Is the salary disclosed for the Card Member Services Representative I position at cefcu?
The salary for this Card Member Services Representative I role at cefcu is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Card Member Services Representative I position at cefcu located?
This Card Member Services Representative I role at cefcu is based in Peoria IL. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Card Member Services Representative I role at cefcu full-time or part-time?
This is listed as a Full time position. It is posted as a Card Member Services Representative I role in the Citizens Equity First Credit Union department at cefcu.
Which team or department does the Card Member Services Representative I at cefcu belong to?
This Card Member Services Representative I position is part of the Citizens Equity First Credit Union department at cefcu. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Card Member Services Representative I position at cefcu?
Click the "Apply Now" button on this page. You will be redirected to cefcu's official application portal hosted on workday where you can submit your application directly.
When was the Card Member Services Representative I job at cefcu posted?
This Card Member Services Representative I position at cefcu was posted on Aug 6, 2026. Apply as soon as possible — early applications are often reviewed first.
Card Member Services Representative I
cefcu
Apply for this role ↗

You'll be redirected to cefcu's official application page on Workday.