About finmid

finmid is on a mission to build an embedded lending infrastructure that unlocks growth for global platforms and 32 million European businesses. We are the fastest-growing European fintech in 2025 and are trusted by Europe's most ambitious platforms like Wolt, Delivery Hero, Just Eat Takeaway, Guesty and FREENOW.

Join our global team of builders who are nerdy, relentless, and obsessed with solving hard problems that others will not.

About the opportunity

As a Capital Markets Intern, you will:

• Work directly with our Capital Markets Operations Manager and Head of Capital Markets.

• Experience the day-to-day running of structured finance facilities.

• Assist with analytical and operational projects, working alongside Tech and Commercial stakeholders.

• Gain exposure to the design and execution of structured finance transactions, working with industry-leading investors and development finance institutions (DFIs).

What you need to be successful:

• You have a Bachelors or Masters degree in Business Administration, Economics, Finance, Business Informatics, Mathematics, or a related field.

• Ideally, you have already gained experience in the financial services industry (banking, asset management, fintech etc.) or in consulting.

• You are based in (or willing to relocate to) Cape Town, London or Berlin for the internship, depending on the role.

What you will be doing in the role:

Responsibilities will include, but are not limited to:

• Calculating and analysing daily liquidity availability across facilities, ensuring figures are accurate and available to support timely funding and drawdown decisions.

• Preparing supporting files and requests for drawdowns and other funding requests, ensuring documentation is complete and accurate for submission.

• Maintaining note registers across facilities, keeping records of issuances, transfers, and balances up to date and consistent with underlying facility documentation.

• Calculating lender interest and fees and maintaining supporting records, ensuring accruals and payments are correctly tracked over time.

• Administering invoicing and payments, including preparing invoices, tracking payment status, and following up to ensure timely settlement.

• Supporting VAT filing and analysis, including preparing supporting schedules and assisting with review of VAT treatment where relevant.

• Administering facility documentation, including supporting equity injections, redemptions, and issuances, and ensuring documentation is complete and properly filed.

• Supporting annual and ad hoc audits, including preparing requested schedules, gathering supporting documentation, and responding to auditor queries.

• Supporting the preparation of account reconciliations and identifying and helping resolve discrepancies across facility and cash accounts.

• Providing administrative and data support for new launches and facilities, including data gathering, setup tasks, and coordination across teams.

• Supporting automation initiatives and financial projections, helping streamline existing processes and contributing to forward-looking analysis.

• Supporting the preparation of analysis and diligence materials for discussions with lenders and development finance institutions (DFIs), giving direct exposure to how large institutional funding relationships are built and maintained

• Contributing to financial modelling and scenario analysis that feeds into strategic funding decisions across our lending facilities

Must-have skills:

• Fluent written and spoken English

• Confident, presentable, and able to interact directly with a wide variety of stakeholders.

Nice-to-have skills:

• Excellent analytical skills and the ability to identify, recommend and implement solutions based on large and complicated datasets.

• Project management skills.

• Proficiency in creating insightful reports, visualisations and presentations.

Traits:

• You are analytical and enjoy structuring abstract problems into actionable recommendations.

• You are a fast learner and work well within a fast-paced work environment.

• You actively help yourself (and others) to be successful.

• You give and receive open, direct, and timely feedback.

Benefits

• Work for one of the hottest fintech companies in Germany and Europe as an early member of the team.

• Recognised on Sifted’s fastest-growing companies list and CNBC’s Top 500 fintechs in the world.

• Gain valuable industry experience and learn about structured finance and credit risk.

• We see ourselves as “distributed first” but also have co-working options.

• We are flexible and cover whatever you need to be as productive as possible (e.g. MacOS).

• Open-minded and transparent culture that includes regular get together meetings (e.g. All Hands, Founders “Ask Me Anything”, Offsite).

• Enjoy a paid internship, providing financial support while you gain invaluable experience.

We're looking for people with passion, grit and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. We welcome diverse perspectives and people who think out of the box and aren't afraid to challenge assumptions. Join us.