Business Banking Credit Review Specialist 2

 

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Launch Your Career in Business Banking.  Join our team as a Credit Review Specialist and gain hands-on experience evaluating businesses, supporting lending decisions, and helping small businesses achieve their growth goals.

In this role, you'll work closely with experienced banking professionals to assess credit risk and provide recommendations that directly influence lending decisions. This is an excellent opportunity to build a strong foundation in business banking and relationship management while developing skills that can lead to a variety of career paths within the financial services industry.

What You'll Do

• Conduct credit analyses for renewals and loan modifications.
• Prepare clear and concise credit presentations and recommendations for lending decision-makers.
• Review customer accounts and loan portfolios to identify trends, opportunities, and potential risks.
• Collaborate with relationship managers and credit leaders to support business clients and make informed credit decisions.
• Contribute to maintaining a high-quality loan portfolio while supporting the bank's growth objectives.

What You'll Gain

• Exposure to real-world business and credit decision-making.
• Mentorship from experienced banking and credit professionals.
• Development of risk assessment skills.
• Experience working with businesses across a variety of industries.
• Opportunities for career advancement in commercial banking, credit underwriting, portfolio management, and relationship management.
• A strong foundation for professional growth in the financial services industry.

What Makes You Successful

• Curiosity and a desire to learn about businesses and how they operate.
• Strong analytical, problem-solving, and critical-thinking skills.
• Excellent written and verbal communication abilities.
• Attention to detail and the ability to manage multiple priorities.
• Bachelor's degree in Finance, Accounting, Business, Economics, OR one or more years of related field experience preferred.

Make an impact from day one. Help businesses succeed while building a rewarding career in business banking and credit risk management.

Start your career with flexibility built in. Our hybrid work model allows you to connect with teammates, leaders, and mentors in the office at least three days a week while maintaining the flexibility to work remotely on the remaining days. It's designed to support both professional growth and work-life balance.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically one or more years of related experience

Preferred Skills/Experience
- Basic knowledge of credit and risk analysis, economics, accounting and finance
- Strong analytical skills
- Effective verbal and written communication skills

- Experience with Microsoft Suite - including Excel, Teams, Outlook, etc.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. 

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $22.50 - $30.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.