Customer service and collection agent
icebergfinance
Bilingual Credit Analyst
icebergfinance· Credit - Iceberg
About this role
About Us
A leader in automotive financing, Iceberg Finance is a Fintech company that has experienced exceptional growth in recent years, notably through the major acquisition of iFinance Canada in 2022. A finalist in 2022 and 2023 among the top lenders recognized by the Canadian Lender Association (CLA), Iceberg Finance aims to rank among the top three specialized and alternative lenders in Canada within the next year.
Position Summary
Reporting to the Director of the Credit Department, the Credit Analyst will be responsible for evaluating automotive financing applications from individual customers, optimizing decision-making (speed and quality), preventing fraud, and ensuring regulatory compliance while delivering a smooth and efficient experience to partner dealerships.
Key Responsibilities
- Analyze submitted applications, including identity, income, employment stability, credit history, outstanding debts, debt-to-income ratios, and repayment capacity.
- Assess vehicle collateral: market value, loan-to-value (LTV), mileage, model year, wear and tear, and accident history reports.
- Identify fraud indicators (document inconsistencies, falsified pay stubs, address discrepancies, contract manipulation, straw buyers, etc.).
- Apply risk policies: approval thresholds, pricing matrices based on credit score and term, maximum advances, down payments, and guarantees.
- Recommend deal structures: loan term, down payment, co-borrower, ancillary products, etc.
- Communicate with dealership partners (F&I teams) to clarify and complete files, accelerate approval cycles, and improve funding ratios.
- Document decisions (notes, justifications, supporting documents) and participate in post-funding reviews (verifications and quality audits).
Skills and Qualifications
- Experience in financing, administration, or a related field.
- Bilingual: English and French.
- 2 to 5+ years of experience in consumer credit; automotive finance experience is an asset.
- Exceptional attention to detail and strong verification rigor.
- Proficiency with computer tools (Outlook, Teams, Word, Excel, etc.).
- Ability to work collaboratively in a fast-paced environment and meet tight deadlines.
- Strong written and verbal communication skills.
Terms and Benefits
- Full-time position, 40 hours per week
- On-site schedule: Monday to Friday
- Comprehensive group benefits plan starting on day one, including health and dental insurance
- Employer contribution to an RRSP
- Stimulating and collaborative work environment within a fast-growing company
- On-site parking available
- 3 weeks of vacation, with additional time off offered
Frequently Asked Questions
Is the salary disclosed for the Bilingual Credit Analyst position at icebergfinance?
The salary for this Bilingual Credit Analyst role at icebergfinance is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Bilingual Credit Analyst position at icebergfinance located?
This Bilingual Credit Analyst role at icebergfinance is based in Vancouver, British Columbia, Canada. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Bilingual Credit Analyst role at icebergfinance full-time or part-time?
This is listed as a Full Time position. It is posted as a Bilingual Credit Analyst role in the Credit - Iceberg department at icebergfinance.
Which team or department does the Bilingual Credit Analyst at icebergfinance belong to?
This Bilingual Credit Analyst position is part of the Credit - Iceberg department at icebergfinance. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Bilingual Credit Analyst position at icebergfinance?
Click the "Apply Now" button on this page. You will be redirected to icebergfinance's official application portal hosted on bamboohr where you can submit your application directly.
When was the Bilingual Credit Analyst job at icebergfinance posted?
This Bilingual Credit Analyst position at icebergfinance was posted on Sep 30, 2026. Apply as soon as possible — early applications are often reviewed first.
Bilingual Credit Analyst
icebergfinance
You'll be redirected to icebergfinance's official application page on bamboohr.