Bharat Banking: CA CAMPU - Bharat Enterprises

About the Role

Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements

The core KRAs of the Credit analysts are

-             Productivity (No of cases processed for the defined period)

-             Quality of the CAM (FTR/NFTR)

-             Successful completion of training modules

-             Compliance modules

-             Other such KRA decided from time to time.

Key Responsibilities

Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
Conduct review / renewal of accounts
Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
Undertaking stale rating completion.
Project handling, MIS, data requirements on need basis.

Qualifications

Optimal qualification for success on the job is:

Graduates with a good academic background
CAs/Management Graduates/ICWAs will be preferred
Experience- >3 years of experience in banking/Finance which takes care of the required skill set. (No. of years, relevant fields)

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

Good understanding of financial ratios and concepts
Good communication (both verbal and written) skill in both English and the local language

About Axis

Incorporated in 1994, Axis Bank is one of India’s most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce of over 60,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.