Audit Executive-SUPPORT SERVICES-Internal Audit

Internal Audit – Retail Lending Audit  

Garde: M2/M3/M4 

Location: Mumbai

Job Role

Key Role & Responsibilities

• Participate in audits across Retail and Commercial Lending businesses, including Mortgages, LAP, Working Capital, Personal Loans, Commercial Vehicles, Construction Equipment, Agri SME, Gold Loans, and related portfolios

• Review lending processes across sourcing, credit underwriting, operations, disbursement, collections, and customer servicing

• Assess adherence to internal policies, regulatory requirements, delegated authorities, and operational controls

• Identify process gaps, operational risks, compliance issues, and opportunities for process improvement

• Analyse exceptions, control breaches, and emerging risk themes through data-driven reviews.

• Engage with business and support functions to discuss observations and drive corrective actions

• Contribute to strengthening governance, risk management, and control frameworks across lending businesses.

 Skills That Will Help You Succeed

• Understanding of lending products, credit processes, and customer lifecycle management

• Risk assessment and control mindset

• Knowledge of lending policies, regulatory requirements, and governance processes

• Experience in exception management, process reviews, or control monitoring

• Analytical thinking and problem-solving capability

• Stakeholder management and communication skills

• Ability to identify process improvement opportunities

• Data analysis and reporting (Excel, Power BI, MIS)

Employees with experience in lending businesses, credit, operations, collections, risk, RCU, governance, or control functions will be well positioned to succeed in this role.

If you are passionate about understanding how lending businesses operate, strengthening controls, managing risks, and building a career in Audit, Risk, and Governance, we encourage you to apply through Assurance Next.