Associate Area Head - Palwal

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📍 Faridabad, Haryana, India
Sales

About this role

Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

Scale business sustainably

  • AUM Growth YoY / QoQ
  • Disbursement Value (INR) Vs Plan
  • Active Customer Base Growth (%)
  • Market Share (%) in key geographies 
  • Ticket Size (Avg Loan Amount)
  • Growth Mix – New vs Renewal loans

Profitability & P&L Management – deliver profitable growth with cost discipline 

  • Net Interest Margin (%)
  • Yield on Gold Loan Portfolio (%)
  • Cost to Income Ratio
  • Operating Profit 
  • ROA / ROE 
  • Incremental Profit per branch

Portfolio Quality & Risk Management – required to maintain superior asset quality and collateral safety

  • GNPA / NNPA (%)
  • SMA (0-30 / 31-90 days) levels
  • Gold Loan LTV (%) adherence 
  • Auction Loss (%)
  • Fraud Incidence (No / Value)
  • Recover Rate (%) post delinquency

Branch Productivity – build and optimize a high performing branch network 

  • Number of new branches opened vs plan
  • Break even time for new branches 
  • AUM per branch 
  • Disbursement per branch / per RM
  • Low performing branch reduction (%)

Sales Effective & Customer Acquisition – drive frontline productivity and customer reach 

  • Disbursement per sales officers / BM
  • Customer Acquisition cost 
  • Conversion ratio – lead to disbursement 
  • Repeat customer ratio 
  • Cross sell / Upsell Ratio

Compliance, Audit & Regulatory Adherence 

  • RBI / Internal Audit Observation 
  • Policy Deviation Cases 
  • Gold Purity Testing Compliance
  • Documentation Accuracy 
  • Zero Tolerance Breach Incident 

People Leadership & Capability Building 

  • Sales & branch Staff Attrition
  • Critical Role Vacancy TAT
  • Successor Readiness for key roles 
  • Training Coverage 
  • Productivity Improvement post training 

Frequently Asked Questions

Is the salary disclosed for the Associate Area Head - Palwal position at Aditya Birla Group?
The salary for this Associate Area Head - Palwal role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Associate Area Head - Palwal position at Aditya Birla Group located?
This Associate Area Head - Palwal role at Aditya Birla Group is based in Faridabad, Haryana, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the Associate Area Head - Palwal position at Aditya Birla Group?
Click the "Apply Now" button on this page. You will be redirected to Aditya Birla Group's official application portal hosted on peoplestrong where you can submit your application directly.
When was the Associate Area Head - Palwal job at Aditya Birla Group posted?
This Associate Area Head - Palwal position at Aditya Birla Group was posted on Aug 3, 2026. Apply as soon as possible — early applications are often reviewed first.
Associate Area Head - Palwal
Aditya Birla Group
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