Area Credit Manager - Unsecured Self Employed - Ludhiana

Aditya Birla Group
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📍 Feroze G Mkt Ludhiana, Punjab, India
Credit Analysis Finacial

About this role

Key Result Areas 

Supporting Actions

Credit Underwriting Management

  • Ensure timely and policy-compliant credit decisions across assigned branches. 
  • Support branch teams in evaluating proposals and managing turnaround time. 
  • Address audit and compliance observations and coordinate with collections for recovery actions

Process Improvements

  • Identify and implement local process enhancements to improve efficiency and reduce manual work. 
  • Support adoption of digital tools and workflows at the branch level.

Portfolio Management

  • Monitor bounce rates and early delinquencies using MIS dashboards. 
  • Implement corrective actions for high-risk accounts and support portfolio quality improvement

Business Growth

  • Collaborate with sales and channel partners to support disbursement targets. 
  • Ensure smooth credit operations through regular engagement with stakeholders

Team Development

  • Train and mentor branch credit officers to strengthen underwriting and compliance. 
  • Promote consistent execution of credit policies and support talent development.

Frequently Asked Questions

Is the salary disclosed for the Area Credit Manager - Unsecured Self Employed - Ludhiana position at Aditya Birla Group?
The salary for this Area Credit Manager - Unsecured Self Employed - Ludhiana role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Area Credit Manager - Unsecured Self Employed - Ludhiana position at Aditya Birla Group located?
This Area Credit Manager - Unsecured Self Employed - Ludhiana role at Aditya Birla Group is based in Feroze G Mkt Ludhiana, Punjab, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the Area Credit Manager - Unsecured Self Employed - Ludhiana position at Aditya Birla Group?
Click the "Apply Now" button on this page. You will be redirected to Aditya Birla Group's official application portal hosted on peoplestrong where you can submit your application directly.
When was the Area Credit Manager - Unsecured Self Employed - Ludhiana job at Aditya Birla Group posted?
This Area Credit Manager - Unsecured Self Employed - Ludhiana position at Aditya Birla Group was posted on Sep 22, 2026. Apply as soon as possible — early applications are often reviewed first.
Area Credit Manager - Unsecured Self Employed - Ludhiana
Aditya Birla Group
Apply for this role ↗

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