Area Credit Head

Aditya Birla Group
Apply Now ↗
📍 Dehradun, Uttarakhand, India
Under Writing Credit Analysis

About this role

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated

Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

Portfolio Management

  • Regularly Review & Monitor the Portfolio of the region. Bring in the expertise of identifying the grey areas which need immediate attention of the management. Track the movement of the portfolio is in-line with management mandate.
  • Quality is measured by delinquency, bounce rates, loss numbers, RCR and File quality scores are key deliverables

Business & Financial Management

  • Calibrate the capacity plan in line with business needs
  •  Identify and act upon various risk arising out of credit/process activities
  • Risk mitigation- bureau/rating agencies/collection reports to be reviewed
  • Do periodical stress tests to ensure necessary actions are taken in markets having sharp movement in real estate prices
  • Track and react to external influence on portfolio Bureau/rating agencies 

Customer Focus

  • Take decisions which are aligned to the management directive keeping customer in mind
  • Bring in the efficiency in the system by enabling decisions being taken within defined timelines
  • Understand the Salaried / Self Employed market dynamics for STSL business in smaller towns say tier 3 – 4 markets

People/Team Management

  • Effective training and timely communication of policy & underwriting standard
  • Manage and supervise direct reports with continuous engagement on portfolio performance, process controls and supervisory review
  • Interaction with business and allied teams to incorporate changes

Strong interpersonal skills to manage team size of 10+ risk managers

Capable to mentor 3 - 4 middle layer Managers towards progressive career path

Productivity Management & Improvement

  • Productivity and its management is the key deliverable
  • Quality is measured by no of files managed on monthly basis
  • Initiatives for improving the productivity at every level is also one of the key deliverables

Frequently Asked Questions

Is the salary disclosed for the Area Credit Head position at Aditya Birla Group?
The salary for this Area Credit Head role at Aditya Birla Group is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Area Credit Head position at Aditya Birla Group located?
This Area Credit Head role at Aditya Birla Group is based in Dehradun, Uttarakhand, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
How do I apply for the Area Credit Head position at Aditya Birla Group?
Click the "Apply Now" button on this page. You will be redirected to Aditya Birla Group's official application portal hosted on peoplestrong where you can submit your application directly.
When was the Area Credit Head job at Aditya Birla Group posted?
This Area Credit Head position at Aditya Birla Group was posted on Jul 28, 2026. Apply as soon as possible — early applications are often reviewed first.
Area Credit Head
Aditya Birla Group
Apply for this role ↗

You'll be redirected to Aditya Birla Group's official application page on peoplestrong.